524 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 524 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 1993
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on File
Last Sale	$131,900 (Jan 2002)
Tax Bill	$5,677 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-028-00-018-02`

Property Details

APN / Parcel Number

Primary APN	`20-028-00-018-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
Gross Area	1,766 sqft
1st Floor Area	572 sqft
Basement Area	520 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2006
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	128 ft deep x 80 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Balcony Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	524 S RIDGE RD E
City	GENEVA
State	OH
Zip	44041-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 -- 16
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4026
Census Tract	802

Owner

Source: Ashtabula County records · APN 20-028-00-018-02

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	524 S RIDGE RD E, GENEVA, OH 44041-7305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2002 · Amount on Record
Deed Sale	Jan 11, 2002 · Amount on Record
Prior Sale	Sep 24, 1999 · Amount on Record
Last Transfer Date	May 11, 2026
Transfer Doc	0000004341
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHTABULA OH
Recording Date	May 18, 2026
Property Address	524 S RIDGE RD E, GENEVA, OH 44041-7305
Document Number	0000004341
Book / Page	870 / 1802
Instrument Date	May 11, 2026
Instrument	20264341
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S RIDGE RD E, GENEVA, OH 44041-7305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004342,
Date	May 18, 2026
Book Page	870/1804
Instrument	20264342

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,677.00 (+66.24%)	$69,590 (-) Land $9,490 Building $60,100	$198,800 (-) Land $27,100 Building $171,700
2023	$3,415.00 (+36%)	$69,590 (+38.65%) Land $9,490 Building $60,100	$198,800 (+38.63%) Land $27,100 Building $171,700
2022	$2,511.00	$50,190 Land $7,280 Building $42,910
2020			$143,400 Land $20,800 Building $122,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 135 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GENEVA CITY PWS serves 5,924 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.