Niagara County and Porter Town property record for 574 Oak St, Youngstown, NY 14174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,458 sqft · built 1955 |
| Lot Size | 0.309 acres (13,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,154 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 293401 59.07-1-20 |
| Primary APN | 293401 59.07-1-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 13,500 sqft (0.309 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 190 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 574 OAK ST |
|---|---|
| City | YOUNGSTOWN |
| State | NY |
| Zip | 14174-1228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 108-6-16 #8 |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | PORTER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 24501 |
Source: Niagara County and Porter Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 574 OAK ST, YOUNGSTOWN, NY 14174-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 574 OAK ST, YOUNGSTOWN, NY 14174-1228 |
| Document Number | 0000009748 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 574 OAK ST YOUNGSTOWN NY 141741228, YOUNGSTOWN, NY 14174-1228 |
| Document Number | 0000009748 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 9748 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Niagara County and Porter Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Porter Town |
| Municipality | Youngstown Village |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,154.00 (+3.31%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,021.00 | $88,000 (-) Land $14,200 Building $73,800 | $200,000 (+18.2%) Land $32,273 Building $167,727 |
| 2023 | $88,000 Land $14,200 Building $73,800 | $169,200 Land $27,303 Building $141,897 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YOUNGSTOWN (V) serves 2,021 people · EPA ID NY3116262 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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