Niagara County and Porter Town property record for 565 Oak St, Youngstown, NY 14174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1955 |
| Lot Size | 0.636 acres (27,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jun 2026) |
| Tax Bill | $3,734 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 293401 59.07-2-10 |
| Primary APN | 293401 59.07-2-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Game Room | Game Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,720 sqft (0.636 acres) |
| Lot Dimensions | 220 ft deep x 126 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 565 OAK ST |
|---|---|
| City | YOUNGSTOWN |
| State | NY |
| Zip | 14174-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 109-1-12 P215 |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | PORTER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 24501 |
Source: Niagara County and Porter Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 565 OAK ST, YOUNGSTOWN, NY 14174-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA |
| Sep 15, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Sep 15, 2025 | Vendor's Lien, Transfer |
| Sep 15, 2025 | Vendor's Lien, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on Record |
| Deed Sale | Jun 3, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2025 · Amount on Record |
| Deed Document Number | 20268118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jun 3, 2026 |
| Property Address | 565 OAK ST, YOUNGSTOWN, NY 14174-1227 |
| Document Number | 0000008118 |
| Instrument Date | May 28, 2026 |
| Instrument | 20268118 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 565 OAK ST, YOUNGSTOWN, NY 14174-1227 |
| Document Number | 0000008119, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20268119 |
| Name | KEYBANK USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Sep 15, 2025 |
| Property Address | 565 OAK ST, YOUNGSTOWN, NY 14174-1227 |
| Document Number | 0000003785 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025-13785 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Sep 15, 2025 |
| Property Address | 565 OAK ST, YOUNGSTOWN, NY 14174-1227 |
| Document Number | 0000003786 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025-13786 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 565 OAK ST, YOUNGSTOWN, NY 14174-1227 |
| Name | Verified Name |
|---|---|
| Address | 1650 RIDGE RD, LEWISTON, NY 14092-9753 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Sep 15, 2025 |
| Property Address | 565 OAK ST, YOUNGSTOWN, NY 14174-1227 |
| Document Number | 0000003786 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025-13786 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 565 OAK ST, YOUNGSTOWN, NY 14174-1227 |
| Name | Verified Name |
|---|---|
| Address | 1650 RIDGE RD, LEWISTON, NY 14092-9753 |
Source: Niagara County and Porter Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Porter Town |
| Municipality | Youngstown Village |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,734.00 (+1.52%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $3,678.00 | $84,800 (-) Land $18,500 Building $66,300 | $192,700 (+6.82%) Land $42,040 Building $150,660 |
| 2024 | $84,800 (-) Land $18,500 Building $66,300 | $180,400 (+10.61%) Land $39,356 Building $141,044 | |
| 2023 | $84,800 Land $18,500 Building $66,300 | $163,100 Land $35,582 Building $127,518 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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