574 N Chubb Rd, Willard, NC 28478 Property Records

Pender County property record for 574 N Chubb Rd, Willard, NC 28478

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 2,160 sqft · built 2008
Lot Size	5.14 acres (223,898 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,789 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`3315-30-3034-0000`

Property Details

APN / Parcel Number

Primary APN	`3315-30-3034-0000`
Alternative APNs	`400902608` `902608`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	223,898 sqft (5.14 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	400902608
Street Address	574 N CHUBB RD
City	WILLARD
State	NC
Zip	28478-7629
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	SEEMAP
Legal Description	L207 PB 35/38 GASTERWOOD
Legal Subdivision	GASTERWOOD
Jurisdiction	PENDER NC
Township / Civil Division	UNION
Census Block Group	1
Census Block	1005
Census Tract	920300

Owner

Source: Pender County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	574 N CHUBB RD, WILLARD, NC 28478-7629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 5, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2010
Deed Sale	Mar 22, 2010
Prior Sale	Jul 30, 2007 · Amount on Record
Deed Document Number	20103751_00327
Deed Book / Page	3751 / 327
Prior Transfer Date	Feb 18, 2010
Prior Transfer Doc	0037510327
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	May 18, 2026
Property Address	574 N CHUBB RD, WILLARD, NC 28478-7629
Document Number	0020156124
Book / Page	4893 / 50
Instrument Date	May 14, 2026
Instrument	202620156124
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 N CHUBB RD, WILLARD, NC 28478-7629

Mortgage

Document Number	0020156124,
Date	May 18, 2026
Book Page	4893/50
Instrument	202620156124

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	574 N CHUBB RD, WILLARD, NC 28478-7629
Document Number	0046460876
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 N CHUBB RD WILLARD NC 284787629, WILLARD, NC 28478-7629

Mortgage

Document Number	0046460876
Date	Jun 29, 2017
Book Page	004646/000876
Instrument	20025592

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,789.00 (+11.46%)	$343,741 (+94.58%) Land $72,072 Building $271,669	$343,741 (+94.58%) Land $72,072 Building $271,669
2023		$176,660 (-) Land $41,560 Building $135,100	$176,660 (-) Land $41,560 Building $135,100
2022	$1,605.00	$176,660 Land $41,560 Building $135,100	$176,660 Land $41,560 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	55 (1996–2018)
Claims Outside the SFHA	11 of 55
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 25 claims Hurricane Matthew, Oct 2016 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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