428 N Chubb Rd, Willard, NC 28478 Property Records

Pender County property record for 428 N Chubb Rd, Willard, NC 28478 · Last verified February 2026

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,800 sqft · built 2006
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Oct 2003)
Tax Bill	$1,679 (2025)
Flood Zone	Zone X (minimal risk)
APN	`3315-20-5323-0000`

Property Details

APN / Parcel Number

Primary APN	`3315-20-5323-0000`
Alternative APNs	`400842529` `842529`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Modular
Exterior Material	Wood
Foundation Type	Raised
Lot Area	219,978 sqft (5.05 acres)

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400842529
Old Parcel Number	3315 20 5323 0000
Street Address	428 N CHUBB RD
City	WILLARD
State	NC
Zip	28478-7627
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	L203,PB 35/38,GASTERWOOD
Legal Subdivision	GASTERWOOD
Legal Lot Number	203
Jurisdiction	PENDER NC
Township / Civil Division	UNION
Census Block Group	1
Census Block	1005
Census Tract	920300

Owner

Source: Pender County records · APN 3315-20-5323-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	428 N CHUBB RD, WILLARD, NC 28478-7627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2003 · Amount on Record
Deed Sale	Oct 10, 2003 · Amount on Record
Deed Document Number	0001002240
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,679.00 (+11.27%)	$314,141 (+91.08%) Land $71,447 Building $242,694	$314,141 (+91.08%) Land $71,447 Building $242,694
2023		$164,406 (-) Land $41,200 Building $123,206	$164,406 (-) Land $41,200 Building $123,206
2022	$1,509.00	$164,406 Land $41,200 Building $123,206	$164,406 Land $41,200 Building $123,206

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419203001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force 24 of 29 on primary residences
Nearby Flood Claims	55 (1996–2018)
Claims Outside the SFHA	11 of 55
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence
Flood Events	Hurricane Florence (Sep 2018), 25 claims Hurricane Matthew (Oct 2016), 8 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 10 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.