Cache County property record for 574 N 520 E, Providence, UT 84332 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7,208 sqft · built 2022 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,274 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-286-0021 |
| Primary APN | 02-286-0021 |
|---|
| Building Area | 7,208 sqft Living Area |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 41,818 sqft (0.96 acres) |
| Street Address | 574 N 520 E |
|---|---|
| City | PROVIDENCE |
| State | UT |
| Zip | 84332-8802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21A PROVIDENCE HOLLOW SUBDIVISION AMENDED PLAT OF LOTS 20 & 21 CONT 0.96 AC |
| Legal Subdivision | PROVIDENCE HOLLOW SUBDIVISION |
| Legal Lot Number | 21A-21 |
| Jurisdiction | CACHE UT |
| Township / Civil Division | LOGAN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 1102 |
Source: Cache County records · APN 02-286-0021
Assessment roll updated November 6, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 574 N 520 E, PROVIDENCE, UT 84332-8802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MICHELLE WATTERSOON |
| Apr 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ZB NA |
| Dec 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ZB NA |
| Apr 24, 2023 | Correction Deed CACHE TITLE LOGAN |
| Aug 13, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2015 |
| Deed Sale | Oct 27, 2015 |
| Deed Document Number | 20151135599 |
| Deed Book / Page | 1870 / 1570 |
| Last Transfer Date | Apr 24, 2023 |
| Transfer Doc | 02385/1708 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 574 N 520 E, PROVIDENCE, UT 84332-8802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 358 N 400 E, LOGAN, UT 84321-4115 |
| Document Number | 002291/183 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | 2291/183 |
| Instrument | 1301072 |
| Name | MICHELLE WATTERSOON |
|---|---|
| Type | Private Party |
| Address | LOGAN, UT 84321 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 574 N 520 E, PROVIDENCE, UT 84332-8802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Title Company | CACHE TITLE LOGAN |
| Name | Verified Name |
|---|
| Document Number | 0002385/26 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 2385/26 |
| Instrument | 1338909 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | May 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.1% |
| Index | 1-Year T-Bill |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 574 N 520 E, PROVIDENCE, UT 84332-8802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Title Company | CACHE TITLE LOGAN |
| Name | Verified Name |
|---|
| Document Number | 02416/1526 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 2416/1526 |
| Instrument | 1351103 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | May 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.1% |
| Index | 1-Year T-Bill |
| Max Rate | 10.1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Apr 24, 2023 |
| Property Address | 574 N 520 E, PROVIDENCE, UT 84332-8802 |
| Document Number | 02385/1708 |
| Book / Page | 2385 / 1708 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 1339222 |
| Record Updated | Nov 06, 2025 |
| Title Company | CACHE TITLE LOGAN |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 574 N 520 E, PROVIDENCE, UT 84332-8802 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Aug 13, 2021 |
| Property Address | 574 N 520 E, PROVIDENCE, UT 84332-8802 |
| Document Number | 002277/601 |
| Book / Page | 2277 / 601 |
| Map Reference | DOC 1133899 |
| Instrument Date | Aug 01, 2021 |
| Instrument | 1296045 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 358 N 400 E, LOGAN, UT 84321-4115 |
Source: Cache County records · Assessment roll updated November 6, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Cache County |
| Municipality | Providence City |
| Unified School District | Cache School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,274.00 (+70.54%) | $879,650 (+94.54%) | $1,599,365 (+94.54%) Land $256,500 Building $1,342,865 |
| 2023 | $3,679.00 | $452,175 | $822,132 Land $250,000 Building $572,132 |
Source: FEMA National Flood Hazard Layer, Cache County (49005C), updated January 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 70% of the US · above 59% of Utah |
|---|---|
| Wildfire Likelihood | About 1 in 331 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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