542 N 520 E, Providence, UT 84332 Property Records

Cache County property record for 542 N 520 E, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	5,227 sqft · built 2019
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,782,200 (Oct 2022)
Tax Bill	$636 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-286-0023`

Property Details

APN / Parcel Number

Primary APN	`02-286-0023`

Interior

Building Area	5,227 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	45,738 sqft (1.05 acres)

Location & Zoning

Street Address	542 N 520 E
City	PROVIDENCE
State	UT
Zip	84332-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 PROVIDENCE HOLLOW SUBDIVISION CONT 0.30 AC ALSO: BEG AT SE COR OF LT 21 SD SUBD & TH S805'28''E 6.59 FT TH S1222'20''E
Legal Subdivision	PROVIDENCE HOLLOW SUBDIVISION
Legal Lot Number	23-21
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	3
Census Block	3017
Census Tract	1102

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	542 N 520 E, PROVIDENCE, UT 84332-8802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit CACHE VALLEY BANK
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK
Mar 8, 2019	Warranty Deed, Transfer NORTHERN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Mar 8, 2019
Deed Document Number	20221331023
Deed Book / Page	2365 / 1647
Prior Transfer Date	Jun 3, 2016
Prior Transfer Doc	1899/1080
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Oct 26, 2022
Property Address	542 N 520 E, PROVIDENCE, UT 84332-8802
Document Number	02365/1647
Book / Page	2365 / 1647
Map Reference	DOC 1133899
Instrument Date	Oct 25, 2022
Instrument	1331023
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	ADVANTAGE TITLE INSURANCE AGENCY, ADVANTAGE TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 N 520 E, PROVIDENCE, UT 84332-8802

Mortgage

Document Number	0001331026
Date	Oct 26, 2022
Instrument	1331026

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	542 N 520 E, PROVIDENCE, UT 84332-8802
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 N MAIN ST, LOGAN, UT 84321-4526

Mortgage

Document Number	02351/1680
Date	Jul 27, 2022
Book Page	2351/1680
Instrument	1324935

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	542 N 520 E, PROVIDENCE, UT 84332-8802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2148/1195
Date	May 28, 2020
Book Page	2148/1195
Instrument	1247677

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Mar 8, 2019
Property Address	542 N 520 E, PROVIDENCE, UT 84332-8802
Document Number	2061/1305
Book / Page	2061 / 1305
Map Reference	FILE 1133899
Instrument Date	Mar 3, 2019
Instrument	1214347
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	NORTHERN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	950 E 550 S, RIVER HEIGHTS, UT 84321-4545

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$636.00 (-89.46%)	$892,850 (+20.41%)	$1,619,883 (+20.46%) Land $266,750 Building $1,353,133
2023	$6,033.00	$741,525	$1,344,750 Land $259,250 Building $1,085,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
SenaWave Fiber	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless · Fiber in parts of the area	499 / 285
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

542 N 520 E, Providence, UT 84332 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N 520 E

Nearby Streets

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