574 E Grant St, Watseka, IL 60970 Property Records

Iroquois County property record for 574 E Grant St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,325 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Oct 2021)
Tax Bill	$3,895 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`26 04 102 033`

Property Details

APN / Parcel Number

Primary APN	`26 04 102 033`

Exterior

Lot Area	11,325 sqft (0.26 acres)

Location & Zoning

Street Address	574 E GRANT ST
City	WATSEKA
State	IL
Zip	60970-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 83.5' S2 LT 4 BLK 1 EX S 49'
Legal Subdivision	BELMONT'S ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1002
Census Tract	950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	574 E GRANT ST, WATSEKA, IL 60970-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Feb 27, 2014 · Amount on Record
Deed Document Number	20214440
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Oct 27, 2021
Property Address	574 E GRANT ST, WATSEKA, IL 60970-1748
Document Number	21R4440
Instrument Date	Oct 22, 2021
Instrument	21R4440
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 HILLTOP DR, 38, BOURBONNAIS, IL 60914-1066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 E GRANT ST, WATSEKA, IL 60970-1748

Mortgage

Document Number	21R4441
Date	Oct 27, 2021
Instrument	21R4441

Lender

Name	THE FIRST TRUST & SAVINGS BANK OF W
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,895.00 (+26.5%)	$44,370 (+24.56%) Land $9,380 Building $34,990	$133,110 (+24.56%) Land $28,140 Building $104,970
2022	$3,079.00 Homeowner's exemption	$35,620 Land $7,530 Building $28,090	$106,860 Land $22,590 Building $84,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1981–2018)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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