525 E Grant St, Watseka, IL 60970 Property Records

Iroquois County property record for 525 E Grant St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.295 acres (12,887 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jun 2020)
Tax Bill	$4,926 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`26 04 105 006`

Property Details

APN / Parcel Number

Primary APN	`26 04 105 006`

Exterior

Lot Area	12,887 sqft (0.295 acres)

Location & Zoning

Street Address	525 E GRANT ST
City	WATSEKA
State	IL
Zip	60970-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTER MARTINS 5TH ADD LT 4 CITY OF WATSEKA
Legal Subdivision	PORTER MARTINS 5TH ADD
Legal Lot Number	4
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1009
Census Tract	950500

Owner

525 E Grant St is owned and occupied by two individuals who bought it in June 2020.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	525 E GRANT ST, WATSEKA, IL 60970-1769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on File
Deed Sale	Jun 12, 2020 · Amount on File
Deed Document Number	20201696
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 12, 2020
Property Address	525 E GRANT ST, WATSEKA, IL 60970-1769
Document Number	20R1696
Instrument Date	Jun 12, 2020
Instrument	20R1696
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 E GRANT ST, 525, WATSEKA, IL 60970-1769

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	525 E GRANT ST, WATSEKA, IL 60970-1769

Mortgage

Document Number	20R1697
Date	Jun 12, 2020
Instrument	20R1697

Lender

Name	PROSPECT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 525 E Grant St was $4,926 with a homeowner's exemption.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,926.00	$54,530 Land $10,610 Building $43,920	$163,590 Land $31,830 Building $131,760
2022	$3,938.00 Homeowner's exemption	$43,770 Land $8,520 Building $35,250	$131,310 Land $25,560 Building $105,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 525 E Grant St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1981–2018)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 E Grant St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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