5739 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5739 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,600 sqft · built 2004
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Feb 2020)
Tax Bill	$5,615 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-300-012-000`

Property Details

APN / Parcel Number

Primary APN	`11-07-300-012-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,600 sqft Building Perimeter
1st Floor Area	1,512 sqft
Basement Area	735 sqft
Unfinished Basement	735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Built-in
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft
Porch	Slab
Porch Area	120 sqft
Patio Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5739 KASKASKIA RD
City	WATERLOO
State	IL
Zip	62298-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	PART TAX LOT 7
Legal Range	09W
Legal Township	03S
Legal Section	07
Legal Lot Number	7
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	1
Census Block	1008
Census Tract	600501

Owner

Source: Monroe County records · APN 11-07-300-012-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5739 KASKASKIA RD, WATERLOO, IL 62298-3313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LENDAGE LLC
Apr 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Feb 20, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	2020406235
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5739 KASKASKIA RD, WATERLOO, IL 62298-3313
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441428
Date	Feb 26, 2026
Instrument	441428

Lender

Name	LENDAGE LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2036

Interest

Rate Type	Fixed Rate
Rate	9.75%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5739 KASKASKIA RD, WATERLOO, IL 62298-3313
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416287
Date	Apr 09, 2021
Instrument	416287

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2036

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 20, 2020
Property Address	5739 KASKASKIA RD, WATERLOO, IL 62298-3313
Document Number	0000406235
Instrument Date	Feb 19, 2020
Instrument	406235
Transaction Type	Transfer
Record Updated	Mar 03, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	824 FOXGLOVE DR WATERLOO IL 622983176, WATERLOO, IL 62298-3176

Mortgage

Document Number	406236
Date	Feb 20, 2020
Instrument	406236

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,180 (+13.68%) Land $11,800 Building $103,380	$345,540 (+13.68%) Land $35,400 Building $310,140
2024	$5,615.00
2022	Additional exemption filed	$101,320 Land $11,800 Building $89,520	$303,960 Land $35,400 Building $268,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
HTC Holding Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 21 locations within half a mile of this property.

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