5714 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5714 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,426 sqft · built 2004
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,381 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-381-002-000`

Property Details

APN / Parcel Number

Primary APN	`11-07-381-002-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,426 sqft
Basement Area	1,426 sqft
Unfinished Basement	1,426 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	109,336 sqft (2.51 acres)
Garage Area	648 sqft
Driveway	Concrete Driveway
Driveway Area	648 sqft
Porch	Slab
Porch Area	80 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5714 KASKASKIA RD
City	WATERLOO
State	IL
Zip	62298-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	LOT 2 LEMEN SETTLEMENT
Legal Range	09W
Legal Township	03S
Legal Section	07
Legal Subdivision	LEMEN SETTLEMENT
Legal Lot Number	2
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2028
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5714 KASKASKIA RD, WATERLOO, IL 62298-3312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE
Feb 21, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE
Feb 3, 2017	Grant Deed, Transfer · Conventional with PMI DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 9, 2023
Transfer Doc	0000427964
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Feb 21, 2023
Property Address	5714 KASKASKIA RD, WATERLOO, IL 62298-3312
Document Number	0000427964
Map Reference	DOC 257394
Instrument Date	Feb 21, 2023
Instrument	427964
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5714 KASKASKIA RD, WATERLOO, IL 62298-3312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5714 KASKASKIA RD, WATERLOO, IL 62298-3312

Mortgage

Date	Feb 21, 2023

Lender

Name	NATIONSTAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.99%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Feb 21, 2023
Property Address	5714 KASKASKIA RD, WATERLOO, IL 62298-3312
Document Number	0000427963
Map Reference	DOC 257394
Instrument Date	Feb 9, 2023
Instrument	427963
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5714 KASKASKIA RD, WATERLOO, IL 62298-3312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5714 KASKASKIA RD, WATERLOO, IL 62298-3312

Mortgage

Document Number	0000427965
Date	Feb 21, 2023
Instrument	427965

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.99%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Feb 3, 2017
Property Address	5714 KASKASKIA RD, WATERLOO, IL 62298-3312
Document Number	0000388175
Instrument Date	Feb 1, 2017
Instrument	388175
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5714 KASKASKIA RD WATERLOO IL 622983312, WATERLOO, IL 62298-3312

Mortgage

Document Number	388176
Date	Feb 3, 2017
Instrument	388176

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,381.00 (+4.09%) Homeowner's exemption	$114,060 (+24.29%) Land $12,030 Building $102,030	$342,180 (+24.29%) Land $36,090 Building $306,090
2024	$6,130.00
2022	Additional exemption filed	$91,770 Land $12,030 Building $79,740	$275,310 Land $36,090 Building $239,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20

May also be available: Verizon.

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