Highlands County property record for 5738 Matanzas Dr, Sebring, FL 33872
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,149 sqft · built 1981 |
| Lot Size | 0.033 acres (1,447 sqft) |
| Owner | Trust Name on File |
| Last Sale | $145,000 (Mar 2023) |
| Tax Bill | $2,656 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C0448130275B1110 |
| Primary APN | C0448130275B1110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,149 sqft Living Area |
| 1st Floor Area | 1,149 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,447 sqft (0.033 acres) |
| View / Lot | Condo |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 116 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5738 MATANZAS DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1508 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3 |
| Legal Description | TOURNAMENT VILLAS CONDO PER OR 674-PG 397 UNIT 111 + 1/23 INTEREST IN COMMON ELEMENTS |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | TOURNAMENT VILLAS CONDO |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960503 |
5738 Matanzas Dr, a condominium, is held in a trust since March 2023.
Source: Highlands County records, as of July 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 589 S BALDWIN AVE, WHITE CLOUD, MI 49349-8732 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2023 | Warranty Deed, Transfer HEARTLAND TITLE |
| Oct 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2023 · Amount on File |
| Deed Sale | Mar 23, 2023 · Amount on File |
| Prior Sale | Oct 19, 2020 · Amount on File |
| Deed Document Number | 20232142649 |
| Deed Book / Page | 2964 / 818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 23, 2023 |
| Property Address | 5738 MATANZAS DR, SEBRING, FL 33872-1508 |
| Document Number | 0002142649 |
| Book / Page | 2964 / 818 |
| Map Reference | MB 674 PG 397 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 2142649 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | HEARTLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,015.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6383 LAKEWOOD DR, GREENTOWN, IN 46936-9600 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 589 S BALDWIN AVE, WHITE CLOUD, MI 49349-8732 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 19, 2020 |
| Property Address | 5738 MATANZAS DR, SEBRING, FL 33872-1508 |
| Document Number | 0002003158 |
| Book / Page | 2779 / 195 |
| Map Reference | MB 674 PG 397 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 2003158 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5738 MATANZAS DR, 5738, SEBRING, FL 33872-1508 |
| Name | Verified Name |
|---|---|
| Address | 6383 LAKEWOOD DR, GREENTOWN, IN 46936-9600 |
| Document Number | 0002779197 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2779/197 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 5738 Matanzas Dr was $2,656, up 46.4% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,656.00 (+46.42%) | $107,114 Land $12,500 Building $94,614 | $107,114 Land $12,500 Building $94,614 |
| 2024 | $1,814.00 (+18.48%) | ||
| 2023 | $1,531.00 (+15.72%) | $112,060 (+38.1%) Land $5,000 Building $107,060 | $112,060 (+38.1%) Land $5,000 Building $107,060 |
| 2022 | $1,323.00 | $81,146 Land $5,000 Building $76,146 | $81,146 Land $5,000 Building $76,146 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5738 Matanzas Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5738 Matanzas Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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