5735 109th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5735 109th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,973 sqft · built 2011
Lot Size	0.165 acres (7,205 sqft)
Owner	2 Individual Names on File
Last Sale	$190,800 (Jul 2011)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R317029`

Property Details

APN / Parcel Number

Primary APN	`R317029`
Alternative APN	`R8088350000001910000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,973 sqft Living Area
Gross Area	2,393 sqft
1st Floor Area	1,973 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,205 sqft (0.165 acres)
Lot Dimensions	131 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5735 109TH ST
City	LUBBOCK
State	TX
Zip	79424-7679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGFIELD L 191
Legal Subdivision	SPRINGFIELD
Legal Lot Number	191
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1025
Census Tract	10509

Owner

5735 109th St is owned and occupied by two individuals who bought it in July 2011.

Source: Lubbock County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5735 109TH ST, LUBBOCK, TX 79424-7679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Dec 30, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 30, 2017	Loan Modification, Mortgage · FHA Mortgage M&T BK
Nov 18, 2013	Loan Modification, Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2011 · Amount on File
Deed Sale	Jul 8, 2011 · Amount on File
Deed Document Number	201122812
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Jul 20, 2026
Property Address	5735 109TH ST, LUBBOCK, TX 79424-7679
Document Number	0000028224
Instrument Date	Jul 14, 2026
Instrument	202628224
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5735 109TH ST, LUBBOCK, TX 79424-7679

Mortgage

Document Number	0000028224,
Date	Jul 20, 2026
Instrument	202628224

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5735 109TH ST, LUBBOCK, TX 79424-7679
Document Number	0000000967
Instrument Date	Dec 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5735 109TH ST LUBBOCK TX 794247679, LUBBOCK, TX 79424-7679

Mortgage

Document Number	0000000967
Date	Jan 10, 2018
Instrument	967

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	5735 109TH ST, LUBBOCK, TX 79424-7679
Document Number	0000000966
Instrument Date	Dec 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5735 109TH ST LUBBOCK TX 794247679, LUBBOCK, TX 79424-7679

Mortgage

Document Number	0000000966
Date	Jan 10, 2018
Instrument	966

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

November 2013: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	5735 109TH ST, LUBBOCK, TX 79424-7679
Document Number	0000026604
Instrument Date	Nov 18, 2013
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5735 109TH ST LUBBOCK TX 794247679, LUBBOCK, TX 79424-7679

Mortgage

Document Number	0000026604
Date	Jul 24, 2017
Instrument	26604

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jul 23, 2042

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 5735 109th St was $1,899 with exemptions applied, down 30.9% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,899.00 (-30.9%) Homeowner's exemption Disabled Person's exemption	$262,084 Land $22,000 Building $240,084	$262,084 Land $22,000 Building $240,084
2024	$2,748.00 (+0.29%)
2023	$2,740.00 (-35.26%) Homeowner's exemption	$249,509 Land $22,000 Building $247,230	$269,230 Land $22,000 Building $247,230
2022	$4,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5735 109th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5735 109th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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