5732 109th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5732 109th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,596 sqft · built 2011
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on File
Last Sale	$349,256 (Apr 2023)
Tax Bill	$415 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R317077`

Property Details

APN / Parcel Number

Primary APN	`R317077`
Alternative APN	`R8088350000001580000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,596 sqft Living Area
Gross Area	3,058 sqft
1st Floor Area	2,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	127 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5732 109TH ST
City	LUBBOCK
State	TX
Zip	79424-7671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGFIELD L 158
Legal Subdivision	SPRINGFIELD
Legal Lot Number	158
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1025
Census Tract	10509

Owner

5732 109th St is owned and occupied by two individuals who bought it in April 2023.

Source: Lubbock County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5732 109TH ST, LUBBOCK, TX 79424-7671
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 5, 2020	Warranty Deed, Transfer TEXAS TECH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	Jun 4, 2020 · Amount on File
Deed Document Number	202312521
Prior Transfer Date	Jun 3, 2020
Prior Transfer Doc	0000022087
Record Updated	Oct 29, 2026

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 10, 2023
Property Address	5732 109TH ST, LUBBOCK, TX 79424-7671
Document Number	0000012521
Map Reference	FILE 2009044961
Instrument Date	Apr 6, 2023
Instrument	2023012521
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5732 109TH ST, LUBBOCK, TX 79424-7671

Mortgage

Document Number	0000012522
Date	Apr 10, 2023
Instrument	2023012522

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5732 109TH ST, LUBBOCK, TX 79424-7671
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5732 109TH ST, LUBBOCK, TX 79424-7671

Mortgage

Document Number	0000044582
Date	Sep 20, 2022
Instrument	2022044582

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jun 5, 2020
Property Address	5732 109TH ST, LUBBOCK, TX 79424-7671
Document Number	0000022087
Instrument Date	Jun 3, 2020
Instrument	22087
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5732 109TH ST LUBBOCK TX 794247671, LUBBOCK, TX 79424-7671

Mortgage

Document Number	22088
Date	Jun 5, 2020
Instrument	22088

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Address	LUBBOCK, TX 79423

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5732 109th St was $415, down 92.6% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$415.00 (-92.61%)	$315,574 Land $22,000 Building $293,574	$315,574 Land $22,000 Building $293,574
2024	$5,612.00 (+5.77%)
2023	$5,306.00 (-9.39%) Homeowner's exemption	$307,755 Land $22,000 Building $311,840	$333,840 Land $22,000 Building $311,840
2022	$5,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5732 109th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5732 109th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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