5732 Tortoise Pl, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5732 Tortoise Pl, Apollo Beach, FL 33572

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,622 sqft · built 2005
Lot Size0.204 acres (8,873 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Jan 2024)
Tax Bill$22,300 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Apr 2020 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN054191-1318

Property Details

APN / Parcel Number

Primary APN054191-1318
Alternative APN
  • U29311971Y000032000110

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,622 sqft Living Area
Gross Area4,732 sqft
1st Floor Area1,142 sqft
2nd Floor Area2,000 sqft
Upper Floors Area480 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,873 sqft (0.204 acres)
Lot Dimensions127 ft deep x 72.1 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area630 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0541911318
Street Address5732 TORTOISE PL
CityAPOLLO BEACH
StateFL
Zip33572-3355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionMIRABAY PHASE 3B-2 LOT 11 BLOCK 32
Legal Range19E
Legal Township31S
Legal Section29
Legal SubdivisionMIRABAY PHASE 3B-2
Legal Phase3B-2
Legal Tract71Y
Legal Block32
Legal Lot Number11
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1023
Census Tract14118

Owner

Source: Hillsborough County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11007 SUMMER DR, TAMPA, FL 33624-7016
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Apr 23, 2020Correction Deed, Transfer
SOUTH BAY TITLE INSURANCE AGENCY, SOUTH BAY TITLE INS AGCY
Feb 28, 2020Warranty Deed, Transfer
MUTUAL/OMAHA MTG LLC
Jun 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
EVERBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2024 · Amount on Record
Deed SaleJan 23, 2024 · Amount on Record
Prior SaleJul 27, 2012 · Amount on Record
Deed Document Number202431137
Prior Transfer DateJun 22, 2009
Prior Transfer Doc0203170313
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 23, 2024
Property Address5732 TORTOISE PL, APOLLO BEACH, FL 33572-3355
Document Number0000031137
Map ReferenceMB 98 PG 54
Instrument DateJan 15, 2024
Instrument2024031137
Transaction TypeTransfer
Record UpdatedFeb 15, 2024
Title CompanyNIRVANA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5732 TORTOISE PL, APOLLO BEACH, FL 33572-3355

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11007 SUMMER DR, TAMPA, FL 33624-7016

Mortgage

Document Number0000031138
DateJan 23, 2024
Instrument2024031138
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

April 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 23, 2020
Property Address5732 TORTOISE PL, APOLLO BEACH, FL 33572-3355
Document Number0000172456
Instrument DateFeb 27, 2020
Instrument172456
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanySOUTH BAY TITLE INSURANCE AGENCY, SOUTH BAY TITLE INS AGCY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5732 TORTOISE PL APOLLO BEACH FL 335723355, APOLLO BEACH, FL 33572-3355

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 28, 2020
Property Address5732 TORTOISE PL, APOLLO BEACH, FL 33572-3355
Document Number0000073662
Instrument DateFeb 27, 2020
Instrument73662
Transaction TypeTransfer
Record UpdatedApr 20, 2020
Title CompanySOUTH BAY TITLE INSURANCE AGENCY, SOUTH BAY TITLE INS AGCY

Transaction

AmountAmount Recorded
Tax$1,186.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5732 TORTOISE PL APOLLO BEACH FL 335723355, APOLLO BEACH, FL 33572-3355

Mortgage

Document Number73663
DateFeb 28, 2020
Instrument73663
Lender
NameMUTUAL/OMAHA MTG LLC
AddressLOMBARD, IL 60148
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 27, 2050

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5732 TORTOISE PL, APOLLO BEACH, FL 33572-3355
Document Number0250101555
Book / Page025010 / 001555
Instrument DateJun 1, 2017
Transaction TypeMortgage
Record UpdatedJun 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5732 TORTOISE PL APOLLO BEACH FL 335723355, APOLLO BEACH, FL 33572-3355

Mortgage

Document Number0250101555
DateJun 12, 2017
Book Page025010/001555
Instrument229881
Lender
NameEVERBANK
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,300.00 (+61.62%)$908,040 (+76.85%) Land $372,666 Building $535,374$908,040 (+12.87%) Land $372,666 Building $535,374
2024$13,798.00 (+2.09%)
2023$13,516.00 (+1.98%) Homeowner's exemption$513,440 (+3%)$804,516 (+25.01%) Land $310,555 Building $493,961
2022$13,254.00 Homeowner's exemption$498,485$643,558 Land $186,333 Building $457,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 635 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies635 in force
Nearby Flood Claims42 (1982–2024)
Claims Outside the SFHA7 of 42
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 3 claims
  • Hurricane Eta, Nov 2020 · 3 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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