5728 Tortoise Pl, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5728 Tortoise Pl, Apollo Beach, FL 33572

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,167 sqft · built 2005
Lot Size0.193 acres (8,442 sqft)
Owner2 Owner Names on File
Last Sale$445,900 (Apr 2008)
Tax Bill$12,223 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone AE (high risk)
APN0541911314

Property Details

APN / Parcel Number

Primary APN0541911314
Alternative APN
  • U29311971Y000032000090

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,167 sqft Heated Area
1st Floor Area3,167 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,442 sqft (0.193 acres)
Lot Dimensions121 ft deep x 70 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area549 sqft
Patio Area336 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0541911314
Street Address5728 TORTOISE PL
CityAPOLLO BEACH
StateFL
Zip33572-3355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionMIRABAY PHASE 3B-2 LOT 9 BLOCK 32
Legal Range19E
Legal Township31S
Legal Section29
Legal SubdivisionMIRABAY PHASE 3B-2
Legal Phase3B-2
Legal Block32
Legal Lot Number9
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1023
Census Tract14118

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address5728 TORTOISE PL, APOLLO BEACH, FL 33572-3355
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST INTERNET BANK OF INDIANA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 9, 2008 · Amount on Record
Deed SaleApr 9, 2008 · Amount on Record
Prior SaleJan 23, 2008
Deed Document Number2008127020
Deed Book / Page18559 / 0003
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5728 TORTOISE PL, APOLLO BEACH, FL 33572-3355
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5728 TORTOISE PL, APOLLO BEACH, FL 33572-3355

Mortgage

Document Number0000519958
DateNov 1, 2022
Instrument2022519958
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 4, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5728 TORTOISE PL, APOLLO BEACH, FL 33572-3355
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5728 TORTOISE PL, APOLLO BEACH, FL 33572-3355

Mortgage

Document Number0000500717
DateDec 2, 2020
Instrument2020500717
Lender
NameFIRST INTERNET BANK OF INDIANA
TypeBank
AddressFISHERS, IN 46037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,223.00 (+9.95%) Homeowner's exemption$395,216 (+5.99%)$1,032,363 (+1.53%) Land $358,110 Building $674,253
2023$11,117.00 (+1.92%) Homeowner's exemption$372,891 (+3%)$1,016,764 (+37.96%) Land $298,425 Building $718,339
2022$10,908.00 Homeowner's exemption$362,030$737,011 Land $179,055 Building $557,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 635 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies635 in force
Nearby Flood Claims42 (1982–2024)
Claims Outside the SFHA7 of 42
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 3 claims
  • Hurricane Eta, Nov 2020 · 3 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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