5730 Locust Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 5730 Locust Rd, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	2,720 sqft · built 2022
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001U-S02-000-488-1`

Property Details

APN / Parcel Number

Primary APN	`001U-S02-000-488-1`
Alternative APN	`65104284`

Interior

Building Area	2,720 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	435,600 sqft (10 acres)

Location & Zoning

Account Number	001U-S02-000-488-1
Street Address	5730 LOCUST RD
City	GILMER
State	TX
Zip	75645-2979
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A1 DAVENPORT, J B B,TRACT 488-1, 10.0 ACRES & M/HOME,HUD# NTA2118683
Legal Tract	1-488
Jurisdiction	UPSHUR TX
Township / Civil Division	BIG SANDY
Census Block Group	2
Census Block	2019
Census Tract	950501

Owner

Source: Upshur County records · APN 001U-S02-000-488-1

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5730 LOCUST RD, GILMER, TX 75645-2979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2020
Deed Sale	Aug 19, 2020
Record Updated	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	5730 LOCUST RD, GILMER, TX 75645-2979
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202210027
Date	Dec 06, 2022
Instrument	202210027

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37920

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2052

Tax Assessment & Valuation

Source: Upshur County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,096.00 (+194.86%) Homeowner's exemption	$311,670 (+107.78%) Land $128,500 Building $183,170	$311,670 (+107.78%) Land $128,500 Building $183,170
2023		$150,000 Land $150,000	$150,000 Land $150,000
2022	$1,050.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 19, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Etex Telephone Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PRITCHETT WSC serves 10,089 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.