5608 Locust Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 5608 Locust Rd, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	2,889 sqft
Lot Size	16.6 acres (723,096 sqft)
Owner	Individual Name on Record
Tax Bill	$3,401 (2026)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001U-S02-000-488`

Property Details

APN / Parcel Number

Primary APN	`001U-S02-000-488`
Alternative APN	`16814`

Interior

Full Baths	1 Bath
Building Area	2,889 sqft Living Area
1st Floor Area	856 sqft

Exterior

Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	723,096 sqft (16.6 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001U-S02-000-488
Street Address	5608 LOCUST RD
City	GILMER
State	TX
Zip	75645-2913
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A1 DAVENPORT, J B B,TRACT 488, 16.6 ACRES & HOUSE
Legal Subdivision	J B B DAVENPORT SURVEY A-1
Legal Tract	488
Jurisdiction	UPSHUR TX
Township / Civil Division	BIG SANDY
Census Block Group	2
Census Block	2019
Census Tract	950501

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5608 LOCUST RD, GILMER, TX 75645-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	5608 LOCUST RD, GILMER, TX 75645-2913
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	GLOBAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202109879
Date	Dec 13, 2021
Instrument	202109879

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,401.00 (+44.54%) Homeowner's exemption	$235,610 (-7.54%) Land $135,960 Building $99,650	$235,610 (-7.54%) Land $135,960 Building $99,650
2025	$2,353.00 (+20.6%) Homeowner's exemption	$254,810 (-8.85%) Land $152,020 Building $102,790	$254,810 (-8.85%) Land $152,020 Building $102,790
2023		$279,550 Land $182,540 Building $97,010	$279,550 Land $182,540 Building $97,010
2022	$1,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Rd

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