573 W Emerald St, Willard, OH 44890 Property Records

Huron County property record for 573 W Emerald St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 996 sqft · built 1950
Lot Size	0.17 acres (7,420 sqft)
Owner	2 Individual Names on File
Last Sale	$13,500 (Jan 1990)
Tax Bill	$273 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`51-0260-01-104-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0260-01-104-0000`
Alternative APN	`484663`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	528 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,420 sqft (0.17 acres)
Lot Dimensions	140 ft deep x 53 ft wide
Terrain	High

Exterior Amenities

Porch	Porch
Porch Area	50 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	484663
Street Address	573 W EMERALD ST
City	WILLARD
State	OH
Zip	44890-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1301
Legal Lot Number	1301
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	3
Census Block	3028
Census Tract	916200

Owner

573 W Emerald St is owned and occupied by two individuals who bought it in January 1990.

Source: Huron County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	573 W EMERALD ST, WILLARD, OH 44890-1033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 17, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990 · Amount on File
Deed Sale	Jan 1, 1990 · Amount on File
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	573 W EMERALD ST, WILLARD, OH 44890-1033
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 W EMERALD ST, WILLARD, OH 44890-1033

Mortgage

Document Number	0000005855
Date	Nov 29, 2023
Instrument	202311290005855

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Dec 5, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HURON OH
Recording Date	May 17, 2023
Property Address	573 W EMERALD ST, WILLARD, OH 44890-1033
Document Number	0000002320
Map Reference	VOL 316 PG 679
Instrument Date	Mar 16, 2023
Instrument	202305170002320
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 573 W Emerald St was $273 with exemptions applied.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$273.00	$18,720 (-) Land $4,100 Building $14,620	$53,490 (-) Land $11,710 Building $41,780
2024		$18,720 (-6.02%) Land $4,100 Building $14,620	$53,490 Land $11,710 Building $41,780
2023	$403.00 (-9.64%)	$19,920 (-) Land $3,560 Building $16,360
2022	$446.00	$19,920 Land $3,560 Building $16,360
2021			$56,920 Land $10,180 Building $46,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 573 W Emerald St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 573 W Emerald St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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