570 W Emerald St, Willard, OH 44890 Property Records

Huron County property record for 570 W Emerald St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,110 sqft · built 1947
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on File
Last Sale	$90,500 (Dec 2024)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-0260-01-078-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0260-01-078-0000`
Alternative APN	`484418`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft
Basement Area	555 sqft
Unfinished Basement	555 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1962
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	150 ft deep x 78 ft wide
Terrain	High
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	182 sqft
Deck Area	Deck Area
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	484418
Street Address	570 W EMERALD ST
City	WILLARD
State	OH
Zip	44890-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1294 & PT 1295 7/19 COMB/-077-0100
Legal Subdivision	CITY OF WILLARD
Legal Lot Number	1294
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	3
Census Block	3006
Census Tract	916200

Owner

570 W Emerald St is owned and occupied by two individuals who bought it in December 2024.

Source: Huron County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5551 STATE ROUTE 602, NEW WASHINGTON, OH 44854-9745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Warranty Deed, Transfer · Conventional with PMI CIVISTA BK
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on File
Deed Sale	Dec 5, 2024 · Amount on File
Prior Sale	Jul 12, 2019 · Amount on File
Deed Document Number	20246013
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Jul 12, 2019
Property Address	570 W EMERALD ST, WILLARD, OH 44890-1034
Document Number	0000003669
Instrument Date	Jul 12, 2019
Instrument	3669
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	TUCKER ABSTRACT AND TITLE COMPANY, TUCKER ABS & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 W EMERALD ST WILLARD OH 448901034, WILLARD, OH 44890-1034

Mortgage

Document Number	3670
Date	Jul 12, 2019
Instrument	3670

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Jul 12, 2019
Property Address	570 W EMERALD ST, WILLARD, OH 44890-1034
Document Number	0000003669
Map Reference	VOL 415 PG 968
Instrument Date	Jul 12, 2019
Instrument	201907120003669
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	TUCKER ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 W EMERALD ST, WILLARD, OH 44890-1034

Mortgage

Document Number	0000003670
Date	Jul 12, 2019
Instrument	201907120003670

Lender

Name	CIVISTA BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 570 W Emerald St was $1,042 with a homeowner's exemption, down 5.5% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00 (-5.53%)	$31,950 (-) Land $6,280 Building $25,670	$91,290 (-) Land $17,940 Building $73,350
2024	$1,103.00 (+12.55%)	$31,950 (+22.18%) Land $6,280 Building $25,670	$91,290 Land $17,940 Building $73,350
2023	$980.00 (-1.41%)	$26,150 (-) Land $5,460 Building $20,690
2022	$994.00	$26,150 Land $5,460 Building $20,690
2021			$74,710 Land $15,600 Building $59,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 570 W Emerald St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 570 W Emerald St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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