573 Ramos Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 573 Ramos Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,888 sqft · built 2015
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Company Names on Record
Last Sale	$1,875,000 (Sep 2025)
Tax Bill	$15,219 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-3040-002-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3040-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,888 sqft Living Area
1st Floor Area	3,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	14,400 sqft (0.331 acres)
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	573 RAMOS DR
City	FOLSOM
State	CA
Zip	95630-6354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH - VILLAGE NO 36A, LOT 8
Legal Subdivision	EMPIRE RANCH - VILLAGE NO 36A
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	573 RAMOS DR, FOLSOM, CA 95630-6354
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Sep 17, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 24, 2022	Intrafamily Transfer, Transfer
Sep 23, 2021	Grant Deed, Transfer · Conventional Mortgage CHEVRON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Book / Page	20250917 / 1004
Prior Transfer Date	Jun 13, 2022
Prior Transfer Doc	2022001113
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	573 RAMOS DR, FOLSOM, CA 95630-6354
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 RAMOS DR, FOLSOM, CA 95630-6354

Mortgage

Document Number	0000000105
Date	Feb 20, 2024
Instrument	202402200105

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 17, 2025
Property Address	573 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	0000001004
Map Reference	MB 357 MAP 10
Instrument Date	Sep 15, 2025
Instrument	202509171004
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 RAMOS DR, FOLSOM, CA 95630-6354

Mortgage

Document Number	0000001005
Date	Sep 17, 2025
Instrument	202509171005

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.87%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 24, 2022
Property Address	573 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	0000001113
Map Reference	MB 357 MAP 10
Instrument Date	Jun 13, 2022
Instrument	2022082401113
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	573 RAMOS DR, FOLSOM, CA 95630-6354

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 23, 2021
Property Address	573 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	0000001426
Map Reference	MB 357 MAP 10
Instrument Date	Aug 6, 2021
Instrument	2021092301426
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 RAMOS DR, FOLSOM, CA 95630-6354

Mortgage

Document Number	0000001427
Date	Sep 23, 2021
Instrument	2021092301427

Lender

Name	CHEVRON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,875,000 (+54.07%) Land $562,500 Building $1,312,500
2025	$15,219.00 (+1.8%) Homeowner's exemption	$1,216,959 (+4.04%) Land $136,132 Building $1,080,827
2024	$14,950.00 (+2.78%)
2023	$14,545.00 (+1.19%) Homeowner's exemption	$1,169,705 Land $130,847 Building $1,038,858
2022	$14,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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