569 Ramos Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 569 Ramos Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,003 sqft · built 2020
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,000 (Feb 2017)
Tax Bill	$16,791 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-3040-001-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3040-001-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,003 sqft Living Area
1st Floor Area	1,926 sqft
2nd Floor Area	2,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	14,400 sqft (0.331 acres)
Garage Area	907 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	569 RAMOS DR
City	FOLSOM
State	CA
Zip	95630-6354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH - VILLAGE NO 36A, LOT 7
Legal Subdivision	EMPIRE RANCH - VILLAGE NO 36A
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	569 RAMOS DR, FOLSOM, CA 95630-6354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 15, 2019	Deed of Trust, Mortgage US BK
Feb 23, 2017	Loan Modification, Mortgage WELLS FARGO BK
Feb 23, 2017	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Prior Sale	May 6, 2014 · Amount on Record
Deed Book / Page	20170223 / 544
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	569 RAMOS DR, FOLSOM, CA 95630-6354
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 RAMOS DR, FOLSOM, CA 95630-6354

Mortgage

Document Number	0000001855
Date	May 24, 2021
Instrument	202105241855

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	569 RAMOS DR, FOLSOM, CA 95630-6354
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 RAMOS DR, FOLSOM, CA 95630-6354

Mortgage

Document Number	5240000001855
Date	May 24, 2021
Book Page	20210524/1855

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	569 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	1907180386
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1860 SWINTON DR FOLSOM CA 956306126, FOLSOM, CA 95630-6126

Mortgage

Document Number	1907180386
Date	Jul 18, 2019
Instrument	1907180386

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	569 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	0000000579
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 BOSWELL WAY SACRAMENTO CA 958352104, SACRAMENTO, CA 95835-2104

Mortgage

Document Number	0000000579
Date	Feb 23, 2017
Book Page	170223/000579

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Feb 22, 2057

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 23, 2017
Property Address	569 RAMOS DR, FOLSOM, CA 95630-6354
Document Number	2230000000544
Book / Page	20170223 / 0544
Map Reference	MB 357 MAP 10
Instrument Date	Feb 22, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1860 SWINTON DR, FOLSOM, CA 95630-6126

Mortgage

Document Number	201702230545
Date	Feb 23, 2017
Instrument	20170223/0545

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,388,347 (+2%) Land $286,476 Building $1,101,871
2025	$16,791.00 (+1.83%) Homeowner's exemption	$1,361,125 (+4.04%) Land $280,859 Building $1,080,266
2024	$16,490.00 (+2.69%)
2023	$16,058.00 (+1.22%) Homeowner's exemption	$1,308,272 Land $269,953 Building $1,038,319
2022	$15,865.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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