573 E Middle St, South Elgin, IL 60177 Property Records

Kane County property record for 573 E Middle St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details1 ba · 968 sqft · built 1955
Lot Size0.298 acres (13,000 sqft)
Owner2 Individual Names on Record
Last Sale$108,000 (Jul 1996)
Tax Bill$4,924 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-35-407-021

Property Details

APN / Parcel Number

Primary APN06-35-407-021

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area968 sqft Living Area
Gross Area1,936 sqft
1st Floor Area968 sqft
Basement Area968 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area13,000 sqft (0.298 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address573 E MIDDLE ST
CitySOUTH ELGIN
StateIL
Zip60177-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDWIN HAAS SUB LOT 2
Legal SubdivisionEDWIN HAAS SUB
Legal Block3
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3001
Census Tract851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address573 E MIDDLE ST, SOUTH ELGIN, IL 60177-2031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 1996 · Amount on Record
Deed SaleJul 31, 1996 · Amount on Record
Deed Document Number199654678
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address573 E MIDDLE ST, SOUTH ELGIN, IL 60177-2031
Transaction TypeMortgage
Record UpdatedMar 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007369
DateMar 6, 2024
Instrument2024K007369
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 25, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,924.00 (+1.03%) Homeowner's exemption Senior Citizen's exemption$82,565 (+8.57%) Land $22,624 Building $59,941$247,794 (+8.57%) Land $67,899 Building $179,895
2024$76,048 (+21.39%) Land $20,838 Building $55,210$228,235 (+21.44%) Land $62,539 Building $165,696
2022$4,874.00 (+6.47%) Homeowner's exemption$62,646 (+6.96%) Land $17,166 Building $45,480$187,938 (+6.96%) Land $51,498 Building $136,440
2021$4,578.00 Homeowner's exemption$58,570 Land $16,049 Building $42,521$175,710 Land $48,147 Building $127,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims33 (1978–2020)
Claims Outside the SFHA2 of 33
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Sep 2008 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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