573 Co Rte 25, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 573 Co Rte 25, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2000
Lot Size	2.88 acres (125,453 sqft)
Owner	2 Individual Names on File
Last Sale	$126,000 (Feb 2018)
Tax Bill	$5,194 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`354200 183.00-05-06.04`

Property Details

APN / Parcel Number

Primary APN	`354200 183.00-05-06.04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	125,453 sqft (2.88 acres)

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	573 COUNTY ROUTE 25
City	OSWEGO
State	NY
Zip	13126-6516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	5
Legal Lot Number	6.040
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1028
Census Tract	21401

Owner

573 Co Rte 25 is owned and occupied by two individuals who bought it in February 2018.

Source: Oswego County and Oswego Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	573 COUNTY ROUTE 25, OSWEGO, NY 13126-6516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 20, 2019	Deed of Trust, Mortgage PATHFINDER BANK
Feb 26, 2018	Warranty Deed, Transfer · ARM PATHFINDER BANK
Jun 20, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY
Feb 6, 2017	Trustee's Deed, Foreclosure VENTURE TITLE, VENTURE TITLE AGENCY LIMITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2018 · Amount on File
Deed Sale	Feb 26, 2018 · Amount on File
Deed Document Number	20181805
Prior Transfer Date	Dec 1, 2016
Prior Transfer Doc	0000001127
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	573 COUNTY ROUTE 25, OSWEGO, NY 13126-6516
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 COUNTY ROUTE 25, OSWEGO, NY 13126-6516

Mortgage

Document Number	0000003700
Date	Apr 13, 2022
Instrument	R-2022-003700

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	573 COUNTY ROUTE 25, OSWEGO, NY 13126-6516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008346
Date	Sep 20, 2019
Instrument	R-2019-008346

Lender

Name	PATHFINDER BANK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Amount	Amount on Record
Term	179 Months
Due	Aug 30, 2034

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 26, 2018
Property Address	573 COUNTY ROUTE 25, OSWEGO, NY 13126-6516
Document Number	0000001805
Instrument Date	Feb 15, 2018
Instrument	R-2018-001805
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 FURNISS STATION RD, 243, OSWEGO, NY 13126-6593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 ESTATE SECOND ST, OSWEGO, NY 13126

Mortgage

Document Number	0000001806
Date	Feb 26, 2018
Instrument	R-2018-001806

Lender

Name	PATHFINDER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 20, 2017
Property Address	573 COUNTY ROUTE 25, OSWEGO, NY 13126-6516
Document Number	0000005647
Instrument Date	May 26, 2017
Instrument	5647
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 FURNISS STATION RD OSWEGO NY 131266593, OSWEGO, NY 13126-6593

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 6, 2017
Property Address	573 COUNTY ROUTE 25, OSWEGO, NY 13126-6516
Document Number	0000001127
Instrument Date	Oct 31, 2016
Instrument	1127
Transaction Type	Foreclosure
Record Updated	Apr 10, 2017
Title Company	VENTURE TITLE, VENTURE TITLE AGENCY LIMITED

Transaction

Amount	Amount on Record
Tax	$417.02
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	345 SAINT PETER ST ST PAUL MN 551021211, ST PAUL, MN 55102-1211

Tax Assessment & Valuation

The 2026 property tax bill for 573 Co Rte 25 was $5,194, up 10.7% from the year before.

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Oswego Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,194.00 (+10.75%)
2025	$4,690.00	$128,400 Land $26,900 Building $101,500	$210,492 Land $44,098 Building $166,394
2023		$128,400 Land $26,900 Building $101,500	$186,087 Land $38,986 Building $147,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 573 Co Rte 25 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 573 Co Rte 25 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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