559 Co Rte 25, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 559 Co Rte 25, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,364 sqft · built 1930
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on File
Last Sale	$79,500 (Oct 2021)
Tax Bill	$2,748 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`354200 183.00-05-07`

Property Details

APN / Parcel Number

Primary APN	`354200 183.00-05-07`
Alternative APN	`420018300000050070000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,040 sqft
Upper Floors Area	324 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	92,347 sqft (2.12 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	559 COUNTY ROUTE 25
City	OSWEGO
State	NY
Zip	13126-6516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	LOT 28 019-006-000
Legal Block	5
Legal Lot Number	7.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1028
Census Tract	21401

Owner

559 Co Rte 25 is owned and occupied by an individual who bought it in October 2021.

Source: Oswego County and Oswego Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	559 COUNTY ROUTE 25, OSWEGO, NY 13126-6516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 18, 2021	Warranty Deed, Transfer · FHA Mortgage HUNT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Deed Document Number	202112228
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	559 COUNTY ROUTE 25, OSWEGO, NY 13126-6516
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 COUNTY ROUTE 25, OSWEGO, NY 13126-6516

Mortgage

Document Number	0000007719
Date	Sep 8, 2025
Instrument	R-2025-007719

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 18, 2021
Property Address	559 COUNTY ROUTE 25, OSWEGO, NY 13126-6516
Document Number	0000002228
Instrument Date	Oct 13, 2021
Instrument	R-2021-012228
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	559 COUNTY ROUTE 25, 559, OSWEGO, NY 13126-6516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 ELLEN ST, OSWEGO, NY 13126-4009
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002229
Date	Oct 18, 2021
Instrument	R-2021-012229

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 559 Co Rte 25 was $2,748 with exemptions applied, up 14.1% from the year before.

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Oswego Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,748.00 (+14.07%) Disabled Person's exemption Veteran's exemption
2025	$2,409.00	$87,000 Land $25,000 Building $62,000	$142,623 Land $40,984 Building $101,639
2023		$87,000 Land $25,000 Building $62,000	$126,087 Land $36,232 Building $89,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 559 Co Rte 25 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 559 Co Rte 25 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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