5728 Ruby Falls Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5728 Ruby Falls Dr, Prospect, KY 40059 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size6,499 sqft (0.149 acres)
OccupancyOwner Occupied
Tax Bill$6,310.00 (2025)

Property Details

APN / Parcel Number

Primary APN21410100290000
Alternative APNs
  • 410100290000
  • 02005594

Exterior

Lot Area6,499 sqft (0.149 acres)

Location & Zoning

Account Number02005594
Street Address5728 RUBY FALLS DR
CityPROSPECT
StateKY
Zip40059-8591
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 29 SANCTUARY FALLS SEC 1 PB. 62 PG. 15, .1492 AC+/-
Legal SubdivisionSANCTUARY FALLS SECTION 1
Legal Lot Number29
JurisdictionJEFFERSON KY
Minor Civil DivisionNORTHEAST JEFFERSON
Census Blockgroup1
Census Block1001
Census Tract10313

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21410100290000

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address9219 US HIGHWAY 42, D135, PROSPECT, KY 40059-8857
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2023Deed of Trust, Mortgage · Line of Credit
BEDFORD LOAN & DEPOSIT BANK
Aug 04, 2023Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address5728 RUBY FALLS DR, PROSPECT, KY 40059-8591
Transaction TypeMortgage
Record UpdatedJan 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000220698
DateNov 08, 2023
Book PageM 18691/835
Instrument2023220698
Lender
NameBEDFORD LOAN & DEPOSIT BANK
TypeBank
AddressLA GRANGE, KY 40031
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueSep 20, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateAug 04, 2023
Property Address5728 RUBY FALLS DR, PROSPECT, KY 40059-8591
Document Number0000153468
Book / PageD 12664 / 126
Map ReferenceMB 62 PG 15&16
Instrument DateAug 03, 2023
Instrument2023153468
Transaction TypeTransfer
Record UpdatedJan 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$615.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9219 US HIGHWAY 42, PROSPECT, KY 40059-8857

Mortgage

Document Number0000153469
DateAug 04, 2023
Instrument2023153469
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,310.00 Homeowner's exemption$614,560 Land $90,000 Building $524,560
2024$614,560 Land $90,000 Building $524,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ruby Falls Dr

Nearby Streets

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