Louisville/Jefferson County Metro Government property record for 5724 Ruby Falls Dr, Prospect, KY 40059 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 6,499 sqft (0.149 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $6,636.00 (2025) |
| Primary APN | 410100310000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,499 sqft (0.149 acres) |
|---|
| Account Number | 02005596 |
|---|---|
| Street Address | 5724 RUBY FALLS DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8591 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 31 SANCTUARY FALLS SEC 1 PB. 62 PG. 15, .1492 AC+/- |
| Legal Subdivision | SANCTUARY FALLS SECTION 1 |
| Legal Lot Number | 31 |
| Jurisdiction | JEFFERSON KY |
| Minor Civil Division | NORTHEAST JEFFERSON |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 10313 |
Source: Louisville/Jefferson County Metro Government records · APN 410100310000
Assessment roll updated December 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5724 RUBY FALLS DR, PROSPECT, KY 40059-8591 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed of Trust, Mortgage · Commercial Mortgage REPUBLIC BANK & TRUST CO |
| Feb 09, 2023 | Warranty Deed, Transfer · Line of Credit REPUBLIC BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 5724 RUBY FALLS DR, PROSPECT, KY 40059-8591 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5724 RUBY FALLS DR, PROSPECT, KY 40059-8591 |
| Document Number | 0000064424 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | M 18841/786 |
| Instrument | 2024064424 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 23 Months |
| Due | Mar 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Feb 09, 2023 |
| Property Address | 5724 RUBY FALLS DR, PROSPECT, KY 40059-8591 |
| Document Number | 0000026047 |
| Book / Page | D 12550 / 674 |
| Map Reference | MB 62 PG 15 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023026047 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $557.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 5724 RUBY FALLS DR, PROSPECT, KY 40059-8591 |
| Document Number | 0000026049 |
|---|---|
| Date | Feb 09, 2023 |
| Instrument | 2023026049 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 27, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Number | 0000026048 |
|---|---|
| Date | Feb 09, 2023 |
| Book Page | M 18399/163 |
| Instrument | 2023026048 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2028 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 10.3% |
Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,636.00 (+56.18%) | $594,700 (+62.07%) Land $90,000 Building $504,700 | |
| 2024 | $594,700 (+62.07%) Land $90,000 Building $504,700 | ||
| 2023 | $4,249.00 | $366,930 Land $90,000 Building $276,930 | $366,930 Land $90,000 Building $276,930 |
Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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