5726 Rustic Waters Ct, Belvidere, IL 61008 Property Records

Boone County property record for 5726 Rustic Waters Ct, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 4,176 sqft · built 2006
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$379,000 (Apr 2023)
Tax Bill	$9,879 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-29-151-011`

Property Details

APN / Parcel Number

Primary APN	`05-29-151-011`
Alternative APN	`05-05-29-151-011`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,176 sqft Living Area
Gross Area	5,268 sqft
1st Floor Area	5,268 sqft
Attic	Attic
Attic Area	504 sqft
Basement Area	1,810 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,810 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	05-05-29-151-011
Street Address	5726 RUSTIC WATERS CT
City	BELVIDERE
State	IL
Zip	61008-7182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-44-3 THE VILLAGE AT RIVER RUN SUB PLAT NO 1 LOT 21 5726 RUSTIC WATERS CT N 77 E 208.81 S 110 W 186.56
Legal Subdivision	VILLAGE
Legal Lot Number	21
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2023
Census Tract	10502

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5726 RUSTIC WATERS CT, BELVIDERE, IL 61008-7182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Mar 4, 2016 · Amount on Record
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Apr 20, 2023
Property Address	5726 RUSTIC WATERS CT, BELVIDERE, IL 61008-7182
Document Number	2023R01421
Map Reference	DOC 2004R12307
Instrument Date	Apr 14, 2023
Instrument	2023R01421
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5726 RUSTIC WATERS CT, BELVIDERE, IL 61008-7182

Mortgage

Document Number	2023R01422
Date	Apr 20, 2023
Instrument	2023R01422

Lender

Name	RIA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,879.00 (-5.7%) Homeowner's exemption	$130,038 (+3.71%) Land $6,667 Building $123,371	$390,114 (+3.71%) Land $20,001 Building $370,113
2024		$125,383 (+34.42%) Land $6,667 Building $118,716	$376,149 (+34.42%) Land $20,001 Building $356,148
2022	$10,476.00	$93,279 Land $6,667 Building $86,612	$279,837 Land $20,001 Building $259,836

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20