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5684 Rustic Waters Ct, Belvidere, IL 61008 Property Records

Boone County property record for 5684 Rustic Waters Ct, Belvidere, IL 61008

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,922 sqft · built 2022
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$304,040 (Dec 2022)
Tax Bill$484 (2022)
Deeds & MortgagesNov 2022 Construction Loan
Dec 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-29-151-013

Property Details

APN / Parcel Number

Primary APN05-29-151-013
Alternative APN
  • 05-05-29-151-013

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,922 sqft Living Area
Gross Area3,844 sqft
1st Floor Area3,364 sqft
Basement Area1,922 sqft
Unfinished Basement1,922 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof MaterialComposition Shingle
Lot Area15,682 sqft (0.36 acres)
TerrainRolling
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number05-05-29-151-013
Street Address5684 RUSTIC WATERS CT
CityBELVIDERE
StateIL
Zip61008-7177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description29-44-3 THE VILLAGE AT RIVER RUN SUB PLAT NO 1 LOT 19 5684 RUSTIC WATERS CT OR 5670 WATERS BEND DR NW 98.03 NE 115.99 SE 120
Legal SubdivisionVILLAGE
Legal Lot Number19
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group2
Census Block2023
Census Tract10502

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5684 RUSTIC WATERS CT, BELVIDERE, IL 61008-7177
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Deed of Trust, Mortgage · Construction Mortgage
BLACKHAWK BANK
Dec 19, 2022Warranty Deed, Transfer
Dec 19, 2022Warranty Deed, Construction Loan · Construction Mortgage
WINTRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address5684 RUSTIC WATERS CT, BELVIDERE, IL 61008-7177
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R05919
DateNov 2, 2022
Instrument2022R05919
Lender
NameBLACKHAWK BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE IL
Recording DateDec 19, 2022
Property Address5684 RUSTIC WATERS CT, BELVIDERE, IL 61008-7177
Document Number2022R06659
Map ReferenceDOC 2004R12307
Instrument DateDec 16, 2022
Instrument2022R06659
Transaction TypeTransfer
Record UpdatedJun 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6551 E RIVERSIDE BLVD # BLVD111, BLVD111, ROCKFORD, IL 61114-4962

Transferred To (Grantee/Buyer)

NameVerified Name
Address6551 E RIVERSIDE BLVD STE 111, 111, ROCKFORD, IL 61114-4962
InvestorPossibly a Property Investor

December 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBOONE IL
Recording DateDec 19, 2022
Property Address5684 RUSTIC WATERS CT, BELVIDERE, IL 61008-7177
Document Number2022R06660
Map ReferenceDOC 2004R12307
Instrument DateDec 16, 2022
Instrument2022R06660
Transaction TypeConstruction Loan
Record UpdatedJun 15, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$456.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6551 E RIVERSIDE BLVD # BLVD111, BLVD111, ROCKFORD, IL 61114-4962

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5684 RUSTIC WATERS CT, BELVIDERE, IL 61008-7177

Mortgage

Document Number2022R06661
DateDec 19, 2022
Instrument2022R06661
Lender
NameWINTRUST MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate
Rate6.49%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
MunicipalityBelvidere City
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117,026 (+2,240.52%) Land $6,667 Building $110,359$351,078 (+2,240.52%) Land $20,001 Building $331,077
2022$484.00$5,000 Land $5,000$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELVIDERE
serves 25,339 people · EPA ID IL0070050
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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