5725 Monterey Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 5725 Monterey Rd, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,950 sqft · built 1948
Lot Size3.53 acres (154,202 sqft)
Owner2 Individual Names on Record
Tax Bill$6,110 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone AE (high risk)
APN808-22-002

Property Details

APN / Parcel Number

Primary APN808-22-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,950 sqft Living Area
Gross Area814 sqft
1st Floor Area814 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1965
Architectural StyleCustom Design
Construction TypeWood
Lot Area154,202 sqft
View / LotCreek
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Cooling SystemNone
Water SourceWell

Location & Zoning

Street Address5725 MONTEREY FRONTAGE RD
CityGILROY
StateCA
Zip95020-8070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1009
Census Tract512602

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5725 MONTEREY FRONTAGE RD, GILROY, CA 95020-8070
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address5725 MONTEREY RD, GILROY, CA 95020
Document Number0024487029
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJun 4, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5725 MONTEREY FRONTAGE RD GILROY CA 950208070, GILROY, CA 95020-8070

Mortgage

Document Number0024487029
DateMay 26, 2020
Instrument24487029
Lender
NameEXCITE CU
AddressSAN JOSE, CA 95158
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 25, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$507,779 (+2%) Land $213,263 Building $294,516
2025$6,110.00 (+2.43%) Homeowner's exemption$497,824 (+4.04%) Land $209,082 Building $288,742
2023$5,965.00 (+1.84%) Homeowner's exemption$478,495 Land $200,964 Building $277,531
2022$5,857.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims5 (2009–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CLARA VALLEY WATER DISTRICT
serves 0 people · EPA ID CA4310027
Water SourceSurface water
Last State InspectionDec 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Razzolink
Fixed Wireless
500 / 250
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: AT&T, Consolidated Smart Broadband Systems, Etheric Networks, Frontier, GeoLinks, Spectrum, T-Mobile, Verizon.

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