5400 Monterey Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 5400 Monterey Rd, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,172 sqft · built 1977
Lot Size2.5 acres (108,900 sqft)
OwnerCompany Name on Record
Last Sale$8,500,000 (Apr 2022)
Tax Bill$13,082 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2022 Sale
Flood ZoneZone AO (high risk)
APN841-31-014

Property Details

APN / Parcel Number

Primary APN841-31-014

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area3,172 sqft Living Area
Gross Area2,412 sqft
1st Floor Area2,412 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCustom Design
Construction TypeWood
Lot Area108,900 sqft
Garage Area242 sqft
Parking Spaces1 Parking Space
Pool TypePool with Hot Tub/Spa
Pool Area8,000 sqft
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address5400 MONTEREY RD
CityGILROY
StateCA
Zip95020-8031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA125
Legal DescriptionLOT A
Legal SubdivisionREA
Legal Lot NumberA
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1057
Census Tract512602

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6475 LAS POSITAS RD, LIVERMORE, CA 94551-5153
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Apr 15, 2022Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2022 · Amount on Record
Deed SaleApr 15, 2022 · Amount on Record
Prior SaleJun 23, 2004 · Amount on Record
Deed Document Number202225283637
Prior Transfer DateMar 10, 2010
Prior Transfer Doc0020891584
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address5400 MONTEREY RD, GILROY, CA 95020-8031
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address5400 MONTEREY RD, GILROY, CA 95020-8031

Mortgage

Document Number0025122239
DateOct 5, 2021
Instrument25122239
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateApr 15, 2022
Property Address5400 MONTEREY RD, GILROY, CA 95020-8031
Document Number0025283637
Instrument DateApr 12, 2022
Instrument25283637
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6475 LAS POSITAS RD, LIVERMORE, CA 94551-5153

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,082,430 (+2%) Land $692,756 Building $389,674
2025$13,082.00 (+1.6%)$1,061,207 (+4.04%) Land $679,173 Building $382,034
2024$12,876.00 (+0.58%)
2023$12,802.00 (-26.02%)$1,020,000 Land $652,800 Building $367,200
2022$17,305.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims5 (2009–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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