5725 Center Rd, Philo, OH 43771 Property Records

Muskingum County property record for 5725 Center Rd, Philo, OH 43771

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,316 sqft · built 1901
Lot Size	12.4 acres (542,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Sep 2022)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2022 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-20-17-54-000`

Property Details

APN / Parcel Number

Primary APN	`08-20-17-54-000`
Alternative APN	`055815-5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,316 sqft Living Area
1st Floor Area	1,686 sqft
Upper Floors Area	630 sqft
Attic	Attic
Attic Area	280 sqft
Basement Area	595 sqft
Unfinished Basement	595 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1995
Architectural Style	Conventional
Foundation Type	No Foundation
Lot Area	542,975 sqft (12.4 acres)
Lot Dimensions	12.5 ft deep x 12.5 ft wide
Terrain	Rolling
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	100 sqft
Patio Area	196 sqft
Shed	1 Shed
Shed Area	432 sqft
Lean-To	264 sqft
Poultry House	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	055815-5
Street Address	5725 CENTER RD
City	PHILO
State	OH
Zip	43771-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R 13 TP 11 SEC 17 S E PT OF 12.465A
Legal Range	13
Legal Township	11
Legal Section	17
Jurisdiction	MUSKINGUM OH
Township / Civil Division	BRUSH CREEK
Census Block Group	1
Census Block	1041
Census Tract	912400

Owner

Source: Muskingum County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5725 CENTER RD, PHILO, OH 43771-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit NORTH VALLEY BANK
Sep 13, 2022	Fiduciary Deed, Transfer · Line of Credit NORTH VALLEY BANK
Mar 23, 2022	Transfer on Death Deed, Transfer
Aug 23, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Jan 4, 1996 · Amount on Record
Deed Document Number	202210008
Deed Book / Page	3102 / 185
Prior Transfer Date	Aug 22, 2022
Prior Transfer Doc	0003098/34
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	5725 CENTER RD, PHILO, OH 43771-9782
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 MAYSVILLE PIKE, ZANESVILLE, OH 43701-9772

Mortgage

Document Number	003328/107
Date	Mar 9, 2026
Book Page	3328/107

Lender

Name	NORTH VALLEY BANK
Type	Bank
Address	2775 MAYSVILLE PIKE, ZANESVILLE, OH 43701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2036

Interest

Change Frequency	Monthly

September 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Sep 13, 2022
Property Address	5725 CENTER RD, PHILO, OH 43771-9782
Document Number	003102/185
Book / Page	3102 / 185
Instrument Date	Sep 8, 2022
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5725 CENTER RD, PHILO, OH 43771-9782

Mortgage

Document Number	0003102187
Date	Sep 13, 2022
Instrument	3102/187

Lender

Name	NORTH VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Mar 23, 2022
Property Address	5725 CENTER RD, PHILO, OH 43771-9782
Document Number	003065/478
Book / Page	3065 / 478
Instrument Date	Mar 22, 2022
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MUSKINGUM OH
Recording Date	Aug 23, 2022
Property Address	5725 CENTER RD, PHILO, OH 43771-9782
Document Number	0003098/34
Book / Page	3098 / 34
Instrument Date	Mar 22, 2022
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5725 MARTIN ROAD, PHILO, OH 43771

Tax Assessment & Valuation

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Brush Creek Township
Unified School District	Franklin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,855.00 (-8.58%)	$64,820 (+74.88%) Land $19,950 Building $44,870
2024			$185,200 (+74.88%) Land $57,000 Building $128,200
2023	$2,029.00	$37,065 Land $17,115 Building $19,950
2021			$105,900 Land $48,900 Building $57,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1998–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKINGUM COUNTY WATER - SE private · serves 21,540 people · EPA ID OH6000412
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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