5625 Center Rd, Philo, OH 43771 Property Records

Muskingum County property record for 5625 Center Rd, Philo, OH 43771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2015
Lot Size	2.09 acres (91,040 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Nov 2013)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2014 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-20-17-54-004`

Property Details

APN / Parcel Number

Primary APN	`08-20-17-54-004`
Alternative APN	`052688-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Family Room	Family Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	91,040 sqft (2.09 acres)
Lot Dimensions	2.1 ft deep x 2.1 ft wide
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	60 sqft
Patio Area	454 sqft
Shed	1 Shed
Shed Area	60 sqft
Greenhouse	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	052688-9
Street Address	5625 CENTER RD
City	PHILO
State	OH
Zip	43771-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R 13 TP 11 SEC 17 S E PT OF 2.09A
Legal Range	13
Legal Township	11
Legal Section	17
Jurisdiction	MUSKINGUM OH
Township / Civil Division	BRUSH CREEK
Census Block Group	1
Census Block	1041
Census Tract	912400

Owner

Source: Muskingum County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5625 CENTER RD, PHILO, OH 43771-9781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 11, 2014	Deed of Trust, Mortgage · Construction Mortgage CENTURY NATIONAL BANK
Jan 11, 2007	Warranty Deed, Transfer · ARM CENTURY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2013 · Amount on Record
Deed Sale	Nov 27, 2013 · Amount on Record
Prior Sale	Jan 11, 2007 · Amount on Record
Deed Document Number	201313468
Deed Book / Page	2506 / 158
Prior Transfer Date	Jul 28, 2009
Prior Transfer Doc	002233/643
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	5625 CENTER RD, PHILO, OH 43771-9781
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003076/622
Date	May 11, 2022
Book Page	3076/622

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	5625 CENTER RD, PHILO, OH 43771-9781
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002567/013
Date	Dec 11, 2014
Book Page	2567/013
Instrument	201400011785

Lender

Name	CENTURY NATIONAL BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Jul 1, 2045

January 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Jan 11, 2007
Property Address	5625 CENTER RD, PHILO, OH 43771-9781
Document Number	002080/260
Book / Page	2080 / 260
Instrument Date	Jan 9, 2007
Instrument	200700000628
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5625 CENTER RD, PHILO, OH 43771-9781

Mortgage

Document Number	200700000629
Date	Jan 11, 2007
Instrument	200700000629

Lender

Name	CENTURY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	12.5%

Tax Assessment & Valuation

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Brush Creek Township
Unified School District	Franklin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,706.00 (+15.19%)	$59,360 (+33.65%) Land $5,460 Building $53,900
2024			$169,600 (+33.65%) Land $15,600 Building $154,000
2023	$1,481.00	$44,415 Land $4,585 Building $39,830
2021			$126,900 Land $13,100 Building $113,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1998–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKINGUM COUNTY WATER - SE private · serves 21,540 people · EPA ID OH6000412
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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