561 Whispering Pine Ln, Naples, FL 34103 Property Records

Collier County property record for 561 Whispering Pine Ln, Naples, FL 34103

Property Summary

Property TypeSingle Family Home
Details2,413 sqft · built 1977
Lot Size0.28 acres (12,197 sqft)
Owner2 Owner Names on Record
Last Sale$890,000 (Dec 2004)
Tax Bill$5,301 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN112900 34 74A16

Property Details

APN / Parcel Number

Primary APN112900 34 74A16
Alternative APNs
  • 160592800010296003474
  • 16059280001

Interior

Stories1 Story
Building Area2,413 sqft Living Area
Gross Area3,165 sqft
1st Floor Area2,413 sqft

Exterior

Year BuiltBuilt 1977
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions130 ft deep x 95 ft wide

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area558 sqft
PorchEnclosed Porch
Deck Area787 sqft

Location & Zoning

Account Number112900 34 74A16
Old Parcel Number160592800010296003474
Street Address561 WHISPERING PINE LN
CityNAPLES
StateFL
Zip34103-2425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionPARK SHORE UNIT 4 BLK 34 LOT 7
Legal Range25
Legal Township49
Legal Section16
Legal SubdivisionPARK SHORE UNIT 4
Legal Tract112900
Legal Block34
Legal Lot Number7
Legal Unit4
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3002
Census Tract301

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address561 WHISPERING PINE LN, NAPLES, FL 34103-2425
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2004 · Amount on Record
Deed SaleDec 29, 2004 · Amount on Record
Prior SaleApr 17, 2003 · Amount on Record
Deed Document Number0003705293
Deed Book / Page3705 / 293
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address561 WHISPERING PINE LN, NAPLES, FL 34103-2425
Transaction TypeMortgage
Record UpdatedOct 22, 2021
Title CompanyTITLE SERVICES/COLLIER COUNTY LLC, TITLE SVCS OF COLLIER CNTY L

Transferred To (Grantee/Buyer)

NameVerified Name
Address561 WHISPERING PINE LN, NAPLES, FL 34103-2425

Mortgage

Document Number0060253482
DateOct 13, 2021
Book Page6025/3482
Instrument6142236
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,301.00 (+4.04%) Homeowner's exemption$624,305 (+5.99%)$1,742,455 (-12.96%) Land $1,605,500 Building $136,955
2023$5,095.00 (-2.56%) Homeowner's exemption$589,039 (+3%)$2,001,875 (+27.68%) Land $1,938,950 Building $62,925
2022$5,229.00 Homeowner's exemption$571,883$1,567,909 Land $1,309,718 Building $258,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 199 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies245 units insured
incl. 46 condo units
Nearby Flood Claims235 (1985–2024)
Claims Outside the SFHA11 of 235
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 113 claims
  • Hurricane Ian, Sep 2022 · 71 claims
  • Hurricane Irma, Sep 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications, Summit Broadband.

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