Frederick County property record for 5713 Bells Ln, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,988 sqft · built 1999 |
| Lot Size | 1.93 acres (84,506 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,500 (Dec 1997) |
| Tax Bill | $5,706 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-272593 |
| Primary APN | 09-272593 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| Gross Area | 2,428 sqft |
| 1st Floor Area | 1,988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 84,506 sqft |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 272593 |
|---|---|
| Street Address | 5713 BELLS LN |
| City | FREDERICK |
| State | MD |
| Zip | 21704-6818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 1 1.9489 ACRES THE NETTLES N/S BELLS LANE |
| Legal Subdivision | NETTLES |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 751904 |
5713 Bells Ln is owned and occupied by an individual who bought it in December 1997.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5713 BELLS LN, FREDERICK, MD 21704-6818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1997 · Amount on File |
| Deed Sale | Dec 1, 1997 · Amount on File |
| Deed Document Number | 19977491 |
| Deed Book / Page | 2355 / 844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5713 BELLS LN, FREDERICK, MD 21704-6818 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0151560307 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 15156/307 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5713 BELLS LN, FREDERICK, MD 21704-6818 |
| Document Number | 0143420405 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5713 BELLS LN FREDERICK MD 217046818, FREDERICK, MD 21704-6818 |
| Document Number | 0143420405 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 014342/000405 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | TYSONS, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 7, 2035 |
The 2025 property tax bill for 5713 Bells Ln was $5,706.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,100 | $509,300 Land $174,400 Building $334,900 | |
| 2025 | $5,706.00 | ||
| 2023 | $4,832.00 | $399,700 | $427,700 Land $155,400 Building $272,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5713 Bells Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5713 Bells Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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