5704 Bells Ln, Frederick, MD 21704 Property Records

Frederick County property record for 5704 Bells Ln, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft · built 1962
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Oct 2003)
Tax Bill	$4,470 (2025)
Flood Zone	Zone X (minimal risk)
APN	`09-249494`

Property Details

APN / Parcel Number

Primary APN	`09-249494`
Alternative APNs	`9249494` `249494`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	249494
Street Address	5704 BELLS LN
City	FREDERICK
State	MD
Zip	21704-6817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 1.035 AC W/S BELLS LANE AT BARTONS. RD.
Legal Subdivision	HILLCREST ORCHARDS
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3014
Census Tract	751904

Owner

5704 Bells Ln is owned and occupied by two individuals who bought it in October 2003.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5704 BELLS LN, FREDERICK, MD 21704-6817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2003 · Amount on File
Deed Sale	Oct 9, 2003 · Amount on File
Prior Sale	Jul 31, 1997 · Amount on File
Deed Document Number	20037636
Deed Book / Page	4174 / 91
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5704 Bells Ln was $4,470 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,167	$429,400 Land $165,300 Building $264,100
2025	$4,470.00
2023	$3,896.00 Homeowner's exemption	$337,933	$362,700 Land $147,200 Building $215,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5704 Bells Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5704 Bells Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20