571 W Cole Rd, Sanford, MI 48657 Property Records

Midland County property record for 571 W Cole Rd, Sanford, MI 48657

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Feb 2022)
Tax Bill	$1,610 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-023-400-270-00`

Property Details

APN / Parcel Number

Primary APN	`080-023-400-270-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	904 sqft

Exterior

Lot Area	91,476 sqft (2.1 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	571 W COLE RD
City	SANFORD
State	MI
Zip	48657-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 23 T15N R1W COM AT NE COR OF W 1/2 OF SE 1/4 OF SE 1/4, TH W 183 FT, S 500 FT, E 183 FT, N 500 FT.
Legal Range	01W
Legal Township	15N
Legal Section	23
Jurisdiction	MIDLAND MI
Township / Civil Division	JEROME
Census Block Group	1
Census Block	1016
Census Tract	291602

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	571 W COLE RD, SANFORD, MI 48657-9783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Feb 7, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jan 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	Jan 22, 2019 · Amount on Record
Deed Book / Page	1653 / 1455
Prior Transfer Date	Feb 3, 2022
Prior Transfer Doc	01653/1455
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	571 W COLE RD, SANFORD, MI 48657-9783
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 W COLE RD, SANFORD, MI 48657-9783

Mortgage

Document Number	2026R01586
Date	Feb 23, 2026
Instrument	2026R-01586

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 7, 2022
Property Address	571 W COLE RD, SANFORD, MI 48657-9783
Document Number	01653/1455
Book / Page	1653 / 1455
Instrument Date	Feb 3, 2022
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3710 MOORLAND DR, 3710, MIDLAND, MI 48640-2223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 W COLE RD, SANFORD, MI 48657-9783

Mortgage

Document Number	0016531456
Date	Feb 7, 2022
Instrument	1653/1456

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 22, 2019
Property Address	571 W COLE RD, SANFORD, MI 48657-9783
Document Number	01621/00667
Book / Page	01621 / 00667
Instrument Date	Jan 17, 2019
Instrument	01621-00667
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$275.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5209 CLARK RD, 5209, MIDLAND, MI 48640-8021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3710 MOORLAND DR, MIDLAND, MI 48640-2223

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Jerome Township
Unified School District	Meridian Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,600	$111,200
2025	$1,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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