541 W Cole Rd, Sanford, MI 48657 Property Records

Midland County property record for 541 W Cole Rd, Sanford, MI 48657

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,217 sqft
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jan 2024)
Tax Bill	$2,639 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`080-023-400-250-00`

Property Details

APN / Parcel Number

Primary APN	`080-023-400-250-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,217 sqft Living Area
1st Floor Area	788 sqft
Basement Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	82,764 sqft (1.9 acres)
Lot Dimensions	675 ft deep x 122 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	541 W COLE RD
City	SANFORD
State	MI
Zip	48657-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 23 T15N R1W COM 414.95 FT W OF S 1/8 COR ON E SEC LN, TH W 122.5 FT, S 660 FT, E 122.5 FT, N 660 FT.
Legal Range	01W
Legal Township	15N
Legal Section	23
Jurisdiction	MIDLAND MI
Township / Civil Division	JEROME
Census Block Group	1
Census Block	1016
Census Tract	291602

Owner

541 W Cole Rd is owned and occupied by an individual who bought it in January 2024.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	541 W COLE RD, SANFORD, MI 48657-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024 · Amount on File
Deed Sale	Jan 31, 2024 · Amount on File
Prior Sale	Sep 27, 2018 · Amount on File
Deed Book / Page	1670 / 283
Prior Transfer Date	Jan 30, 2024
Prior Transfer Doc	001670/283
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 31, 2024
Property Address	541 W COLE RD, SANFORD, MI 48657-9783
Document Number	001670/283
Book / Page	1670 / 283
Instrument Date	Jan 30, 2024
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ISLAND TITLE AGENCY LLC, MIDLAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 W COLE RD, SANFORD, MI 48657-9783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 W COLE RD, SANFORD, MI 48657-9783

Mortgage

Document Number	0001670284
Date	Jan 31, 2024
Instrument	1670/284

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 27, 2018
Property Address	541 W COLE RD, SANFORD, MI 48657-9783
Document Number	1618/1417
Book / Page	1618 / 1417
Instrument Date	Sep 26, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 N NEINER RD, SANFORD, MI 48657-9791

Tax Assessment & Valuation

The 2025 property tax bill for 541 W Cole Rd was $2,639 with a homeowner's exemption, up 29.9% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Jerome Township
Unified School District	Meridian Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,400 (+9.61%)	$168,800 (+9.61%)
2025	$2,639.00 (+29.87%) Homeowner's exemption	$77,000	$154,000
2024	$2,032.00
2023		$62,500	$125,000
2022	$1,849.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 541 W Cole Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 W Cole Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Cole Rd

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