571 Monaco Cir, Cloverdale, CA 95425 Property Records

Sonoma County property record for 571 Monaco Cir, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,697 sqft · built 1990
Lot Size	0.119 acres (5,169 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Mar 2022)
Tax Bill	$8,973 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-410-017-000`

Property Details

APN / Parcel Number

Primary APN	`116-410-017-000`
Alternative APN	`116-410-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,697 sqft Living Area
1st Floor Area	843 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,169 sqft (0.119 acres)
Garage Area	473 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	116-410-017
Street Address	571 MONACO CIR
City	CLOVERDALE
State	CA
Zip	95425-3274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	JEFFERSON SPRINGS PH 2 LOT 17
Legal Subdivision	JEFFERSON SPRINGS
Legal Block	1
Legal Lot Number	17
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	1
Census Block	1038
Census Tract	154202

Owner

571 Monaco Cir is owned and occupied by two individuals who bought it in March 2022.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	571 MONACO CIR, CLOVERDALE, CA 95425-3274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
Mar 11, 2022	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Oct 31, 1990 · Amount on File
Deed Document Number	202217972
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	571 MONACO CIR, CLOVERDALE, CA 95425-3274
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 MONACO CIR, CLOVERDALE, CA 95425-3274

Mortgage

Document Number	0000067187
Date	Oct 21, 2022
Instrument	2022067187

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 11, 2022
Property Address	571 MONACO CIR, CLOVERDALE, CA 95425-3274
Document Number	0000017972
Map Reference	MB 457 PG 44-48
Instrument Date	Mar 2, 2022
Instrument	2022017972
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$753.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	571 MONACO CIR, CLOVERDALE, CA 95425-3274

Mortgage

Document Number	0000017973
Date	Mar 11, 2022
Instrument	2022017973

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 571 Monaco Cir was $8,973.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,465 (+2%) Land $292,256 Building $449,209
2025	$8,973.00	$726,927 Land $286,526 Building $440,401
2023	$8,873.00 (+97.18%)	$698,700 Land $275,400 Building $423,300
2022	$4,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 571 Monaco Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 571 Monaco Cir is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monaco Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures