569 Monaco Cir, Cloverdale, CA 95425 Property Records

Sonoma County property record for 569 Monaco Cir, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,962 sqft · built 1990
Lot Size	0.149 acres (6,502 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Dec 1992)
Tax Bill	$3,949 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`116-410-016-000`

Property Details

APN / Parcel Number

Primary APN	`116-410-016-000`
Alternative APN	`116-410-016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,962 sqft Living Area
1st Floor Area	1,145 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,502 sqft (0.149 acres)
Garage Area	548 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	116-410-016
Street Address	569 MONACO CIR
City	CLOVERDALE
State	CA
Zip	95425-3274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	JEFFERSON SPRINGS PH 2 LOT 16
Legal Subdivision	JEFFERSON SPRINGS
Legal Block	1
Legal Lot Number	16
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	1
Census Block	1038
Census Tract	154202

Owner

569 Monaco Cir is owned and occupied by two individuals who bought it in December 1992.

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	569 MONACO CIR, CLOVERDALE, CA 95425-3274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 1992 · Amount on File
Deed Sale	Dec 30, 1992 · Amount on File
Deed Document Number	1992161105
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	569 MONACO CIR, CLOVERDALE, CA 95425-3274
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 MONACO CIR, CLOVERDALE, CA 95425-3274

Mortgage

Document Number	0000047283
Date	Apr 16, 2021
Instrument	2021047283

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	569 MONACO CIR, CLOVERDALE, CA 95425-3274
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 MONACO CIR, CLOVERDALE, CA 95425-3274

Mortgage

Document Number	0000002035
Date	Jan 10, 2022
Instrument	2022002035

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 569 Monaco Cir was $3,949 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,205 (+2%) Land $106,092 Building $212,113
2025	$3,949.00 Homeowner's exemption	$311,966 Land $104,012 Building $207,954
2023	$3,903.00 (+1.83%) Homeowner's exemption	$299,854 Land $99,974 Building $199,880
2022	$3,833.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 569 Monaco Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 569 Monaco Cir is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monaco Cir

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