St. Clair County property record for 5709 Smith Rd, Pell City, AL 35128
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,188 sqft · built 1966 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Feb 2024 Transfer Apr 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 29-09-30-4-000-020.000 |
| Primary APN | 29-09-30-4-000-020.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 41,382 sqft (0.95 acres) |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00504017 |
|---|---|
| Street Address | 5709 SMITH RD |
| City | PELL CITY |
| State | AL |
| Zip | 35128-6830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CARL SMITH SD MB B PG 23 30-17-4 SLIDE A-19-1 |
| Legal Range | 04E |
| Legal Township | 17S |
| Legal Section | 30 |
| Legal Subdivision | CARL SMITH S/D |
| Legal Lot Number | 1 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40212 |
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5709 SMITH RD, PELL CITY, AL 35128-6830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Apr 9, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 12, 2024 |
| Transfer Doc | 0000001627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Feb 12, 2024 |
| Property Address | 5709 SMITH RD, PELL CITY, AL 35128-6830 |
| Document Number | 0000001627 |
| Book / Page | DEED 2024 / 1627 |
| Map Reference | MB 1962 PG 23 |
| Instrument Date | Feb 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5709 SMITH RD, PELL CITY, AL 35128-6830 |
| Name | Verified Name |
|---|---|
| Address | 5709 SMITH RD, PELL CITY, AL 35128-6830 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 5709 SMITH RD, PELL CITY, AL 35128-6830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011427 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | MTG 2019/11427 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 30, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Pell City |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $24,260 (-45.1%) | $242,590 (+9.8%) |
| 2023 | $44,186 Land $25,000 Building $19,186 | $220,930 Land $125,000 Building $95,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 52 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204 |
|---|---|
| Water Source | Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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