St. Clair County property record for 5604 Smith Rd, Pell City, AL 35128
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,723 sqft · built 1994 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $891 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-30-4-000-019.002 |
| Primary APN | 29-09-30-4-000-019.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,723 sqft Living Area |
| 1st Floor Area | 2,229 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 512 sqft |
| Utility Building | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00505833 |
|---|---|
| Street Address | 5604 SMITH RD |
| City | PELL CITY |
| State | AL |
| Zip | 35128-6829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CARL SMITH SUB (RESERVED) 30-17-4 |
| Legal Range | 04E |
| Legal Township | 17S |
| Legal Section | 30 |
| Legal Subdivision | CARL SMITH |
| Legal Lot Number | 1 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40212 |
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5604 SMITH RD, PELL CITY, AL 35128-6829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 5604 SMITH RD, PELL CITY, AL 35128-6829 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049629 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | MTG 2021/49629 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Pell City |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $891.00 (+18.33%) | $22,920 (-41.37%) | $228,800 (+17.06%) |
| 2023 | $39,092 Land $1,720 Building $37,372 | $195,460 Land $8,600 Building $186,860 | |
| 2022 | $753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 52 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204 |
|---|---|
| Water Source | Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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