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5709 Scott Ridge Pl, Frederick, MD 21704 Property Records

Frederick County property record for 5709 Scott Ridge Pl, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,290 sqft · built 2021
Lot Size0.158 acres (6,923 sqft)
OwnerIndividual Name on File
Last Sale$825,000 (Aug 2023)
Tax Bill$7,251 (2023)
Deeds & MortgagesAug 2023 Sale & Mortgage
Aug 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-599166

Property Details

APN / Parcel Number

Primary APN09-599166
Alternative APN
  • 599166

Interior

Full Baths4 Baths
Stories2 Stories
Building Area3,290 sqft Total Area
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,923 sqft (0.158 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number599166
Street Address5709 SCOTT RIDGE PL
CityFREDERICK
StateMD
Zip21704-6794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 89 6,923 SQ FT TALLYN RIDGE
Legal Lot Number89
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group2
Census Block2001
Census Tract751904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Monocacy National Battlefield
listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5709 Scott Ridge Pl is owned and occupied by an individual who bought it in August 2023.

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5709 SCOTT RIDGE PL, FREDERICK, MD 21704-6794
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2023Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Aug 17, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 26, 2021Deed, Subdivision Related Transfer · FHA Mortgage
LOANSTEADY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2023 · Amount on File
Deed SaleAug 1, 2023 · Amount on File
Prior SaleApr 26, 2021 · Amount on File
Deed Document Number0016541251
Deed Book / Page16541 / 251
Record UpdatedJun 7, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 1, 2023
Property Address5709 SCOTT RIDGE PL, FREDERICK, MD 21704-6794
Document Number0165410251
Book / Page16541 / 251
Map ReferenceMB 102 PG 148
Instrument DateJul 28, 2023
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyHERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,062.50
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5709 SCOTT RIDGE PL, FREDERICK, MD 21704-6794

Mortgage

Document Number0016541258
DateAug 1, 2023
Instrument16541/258
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5709 SCOTT RIDGE PL, FREDERICK, MD 21704-6794
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address5709 SCOTT RIDGE PL, FREDERICK, MD 21704-6794

Mortgage

Document Number0160890010
DateAug 17, 2022
Book Page16089/10
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term345 Months
DueMay 1, 2051

April 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 26, 2021
Property Address5709 SCOTT RIDGE PL, FREDERICK, MD 21704-6794
Document Number0148110460
Book / Page14811 / 460
Map ReferenceMB 102 PG 148
Instrument DateApr 14, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 11, 2022
Title CompanySTEWART TITLE, STEWART TITLE AND ESCROW INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,373.65
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5709 SCOTT RIDGE PL, FREDERICK, MD 21704-6794

Mortgage

Document Number0014811465
DateApr 26, 2021
Instrument14811/465
Lender
NameLOANSTEADY LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,251.00 (+5.99%)$611,233 (+6.07%)$646,200 (-) Land $193,800 Building $452,400
2022$6,841.00$576,267$646,200 Land $193,800 Building $452,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5709 Scott Ridge Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5709 Scott Ridge Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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