5705 Scott Ridge Pl, Frederick, MD 21704 Property Records

Frederick County property record for 5705 Scott Ridge Pl, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,496 sqft · built 2021
Lot Size0.175 acres (7,655 sqft)
OwnerIndividual Name on Record
Last Sale$638,218 (Dec 2020)
Tax Bill$7,147 (2023)
Deeds & MortgagesDec 2025 Second Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-599168

Property Details

APN / Parcel Number

Primary APN09-599168
Alternative APN
  • 599168

Interior

Full Baths4 Baths
Stories2 Stories
Building Area3,496 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,655 sqft (0.175 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number599168
Street Address5705 SCOTT RIDGE PL
CityFREDERICK
StateMD
Zip21704-6794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 91 7,655 SQ FT TALLYN RIDGE
Legal SubdivisionTALLYN RDG PH 3
Legal Lot Number91
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group2
Census Block2001
Census Tract751904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Monocacy National Battlefield
listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5705 SCOTT RIDGE PL, FREDERICK, MD 21704-6794
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERICAN FINANCING CORP
Dec 10, 2020Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST EQUITY MORTGAGE INC
Aug 7, 2020Grant Deed, Transfer
HALLMARK TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2020 · Amount on Record
Deed SaleDec 10, 2020 · Amount on Record
Prior SaleAug 7, 2020 · Amount on Record
Deed Document Number0000143472
Deed Book / Page14347 / 2
Record UpdatedJun 7, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5705 SCOTT RIDGE PL, FREDERICK, MD 21704-6794
Transaction TypeMortgage
Record UpdatedJan 12, 2026
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address5705 SCOTT RIDGE PL, FREDERICK, MD 21704-6794

Mortgage

Document Number0176610220
DateDec 29, 2025
Book Page17661/220
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

December 2020: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 10, 2020
Property Address5705 SCOTT RIDGE PL, FREDERICK, MD 21704-6794
Document Number0143470002
Book / Page14347 / 2
Map ReferenceMB 102 PG 148
Instrument DateDec 7, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 11, 2022
Title CompanySTEWART TITLE AND ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,191.09
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5705 SCOTT RIDGE PL, FREDERICK, MD 21704-6794

Mortgage

Document Number0000143477
DateDec 10, 2020
Instrument14347/7
Lender
NameFIRST EQUITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateAug 7, 2020
Property Address5705 SCOTT RIDGE PL, FREDERICK, MD 21704-6794
Document Number0139640019
Book / Page013964 / 000019
Instrument DateJul 29, 2020
Transaction TypeTransfer
Record UpdatedDec 14, 2020
Title CompanyHALLMARK TITLE

Transaction

AmountAmount Recorded
Tax$542.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8551 RIXLEW LN #230 MANASSAS VA 201094278, 230, MANASSAS, VA 20109-4278

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,147.00 Homeowner's exemption$613,233$647,200 Land $195,300 Building $451,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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