5706 Ternwater Pl, Lithia, FL 33547 Property Records

Hillsborough County property record for 5706 Ternwater Pl, Lithia, FL 33547

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,749 sqft · built 2008
Lot Size	0.387 acres (16,851 sqft)
Owner	2 Trust Names on File
Last Sale	$170,000 (Oct 2005)
Tax Bill	$11,684 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088353-4758`

Property Details

APN / Parcel Number

Primary APN	`088353-4758`
Alternative APN	`U21302179X000103001140`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,749 sqft Living Area
Gross Area	5,058 sqft
1st Floor Area	3,749 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,851 sqft (0.387 acres)
Lot Dimensions	154 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0883534758
Street Address	5706 TERNWATER PL
City	LITHIA
State	FL
Zip	33547-5866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	FISHHAWK RANCH PHASE 2 PARCEL H-H LOT 114 BLOCK 103
Legal Range	21E
Legal Township	30S
Legal Section	21
Legal Subdivision	FISHHAWK RANCH PHASE 2 PARCEL H-H
Legal Phase	2
Legal Tract	79X
Legal Block	103
Legal Lot Number	114
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	2
Census Block	2008
Census Tract	13922

Owner

5706 Ternwater Pl is owner-occupied and held in a trust since April 2014.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5706 TERNWATER PL, LITHIA, FL 33547-5866
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2005 · Amount on File
Deed Sale	Oct 3, 2005 · Amount on File
Deed Document Number	2005454131
Deed Book / Page	15585 / 386
Last Transfer Date	Apr 8, 2014
Transfer Doc	0000124740
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5706 TERNWATER PL, LITHIA, FL 33547-5866
Document Number	0263440262
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5706 TERNWATER PL LITHIA FL 335475866, LITHIA, FL 33547-5866

Mortgage

Document Number	0263440262
Date	Jan 15, 2019
Book Page	026344/000262
Instrument	29792

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 14, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5706 Ternwater Pl was $11,684 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$558,776 (+2.7%)	$955,746 (-1.9%) Land $261,080 Building $694,666
2025	$11,684.00 Homeowner's exemption	$544,086	$974,233 Land $261,080 Building $713,153
2023	$10,446.00 (+2.95%) Homeowner's exemption	$513,351 (+3%)	$920,301 (+6.06%) Land $226,269 Building $694,032
2022	$10,147.00 Homeowner's exemption	$498,399	$867,747 Land $226,269 Building $641,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5706 Ternwater Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5706 Ternwater Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20