Hillsborough County property record for 5703 Ternwater Pl, Lithia, FL 33547
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,208 sqft · built 2007 |
| Lot Size | 0.461 acres (20,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $755,500 (Apr 2007) |
| Tax Bill | $12,693 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 088353-4750 |
| Primary APN | 088353-4750 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,208 sqft Living Area |
| Gross Area | 5,599 sqft |
| 1st Floor Area | 3,332 sqft |
| 2nd Floor Area | 790 sqft |
| Upper Floors Area | 86 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,080 sqft (0.461 acres) |
| Lot Dimensions | 158 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 665 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Porch Area | 726 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0883534750 |
|---|---|
| Street Address | 5703 TERNWATER PL |
| City | LITHIA |
| State | FL |
| Zip | 33547-5865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | FISHHAWK RANCH PHASE 2 PARCEL H-H LOT 110 BLOCK 103 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 21 |
| Legal Subdivision | FISHHAWK RANCH PHASE 2 PARCEL H-H |
| Legal Phase | 2 |
| Legal Tract | 79X |
| Legal Block | 103 |
| Legal Lot Number | 110 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13922 |
5703 Ternwater Pl is owned and occupied by two individuals who bought it in April 2007.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5703 TERNWATER PL, LITHIA, FL 33547-5865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2007 · Amount on File |
| Deed Sale | Apr 17, 2007 · Amount on File |
| Deed Document Number | 2007179395 |
| Deed Book / Page | 17672 / 1241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5703 TERNWATER PL, LITHIA, FL 33547-5865 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0247791018 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 24779/1018 |
| Instrument | 2017088896 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5703 TERNWATER PL, LITHIA, FL 33547-5865 |
| Document Number | 0000419144 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5703 TERNWATER PL LITHIA FL 335475865, LITHIA, FL 33547-5865 |
| Document Number | 0000419144 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 419144 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2050 |
The 2025 property tax bill for 5703 Ternwater Pl was $12,693 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $618,141 (+2.7%) | $1,025,482 (-1.14%) Land $304,845 Building $720,637 | |
| 2025 | $12,693.00 Homeowner's exemption | $601,890 | $1,037,270 Land $304,845 Building $732,425 |
| 2023 | $11,348.00 (+2.87%) Homeowner's exemption | $567,890 (+3%) | $984,651 (+2.51%) Land $264,199 Building $720,452 |
| 2022 | $11,031.00 Homeowner's exemption | $551,350 | $960,550 Land $264,199 Building $696,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5703 Ternwater Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5703 Ternwater Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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