5704 State Hwy 20 E, Freeport, FL 32439 Property Records

Walton County property record for 5704 State Hwy 20 E, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,142 sqft · built 1986
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,072 (2024)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-1S-18-14000-002-0080`

Property Details

APN / Parcel Number

Primary APN	`21-1S-18-14000-002-0080`
Alternative APN	`1037479`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	1,778 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	80,586 sqft (1.85 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1037479
Street Address	5704 STATE HIGHWAY 20 E
City	FREEPORT
State	FL
Zip	32439-6042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE/C OF NE1/4 OF SE1/4, S 637.35FT TO S ROW OF ST RD 20, N 86 DEG 51'W 668.22FT TO POB, S 360FT, N 86 DEG 51'W 222.74FT N
Legal Range	18W
Legal Township	01S
Legal Section	21
Legal Subdivision	ACREAGE & UNREC
Legal Block	2
Legal Lot Number	80
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3037
Census Tract	950501

Owner

5704 State Hwy 20 E is owned by two individuals who acquired it in March 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	3025 W LAKESHORE DR, TALLAHASSEE, FL 32312-1820
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020
Deed Sale	Mar 31, 2020
Deed Document Number	0031382431
Prior Transfer Date	Feb 28, 2003
Prior Transfer Doc	751486
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	5704 STATE HIGHWAY 20 E, FREEPORT, FL 32439-6042
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	BLUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 LAKESHORE DR, TALLAHASSEE, FL 32312-1478

Mortgage

Document Number	0032412534
Date	Mar 3, 2022
Book Page	3241/2534
Instrument	20220010124

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,891 Land $46,250 Building $95,641	$141,891 Land $46,250 Building $95,641
2024	$1,072.00 (+17.42%)
2023	$913.00 (+6.41%)	$109,856 (+9.66%) Land $11,698 Building $98,158	$109,856 (+9.66%) Land $11,698 Building $98,158
2022	$858.00	$100,176 Land $12,985 Building $87,191	$100,176 Land $12,985 Building $87,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5704 State Hwy 20 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5704 State Hwy 20 E is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Hwy 20 E

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