5682 State Hwy 20 E, Freeport, FL 32439 Property Records

Walton County property record for 5682 State Hwy 20 E, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 1990
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Aug 2021)
Tax Bill	$2,175 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-1S-18-14000-002-0071`

Property Details

APN / Parcel Number

Primary APN	`21-1S-18-14000-002-0071`
Alternative APN	`1037478`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,563 sqft Living Area
Gross Area	2,581 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Finished
Garage Area	496 sqft

Exterior Amenities

Porch	Porch
Porch Area	256 sqft
Patio Area	266 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1037478
Street Address	5682 STATE HIGHWAY 20 E
City	FREEPORT
State	FL
Zip	32439-6024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NW/C OF NE4 OF SE4; S 563.42FT TO S ROW ST RD #20, S 86 DEG 51'E 222.74FT, S 86 DEG 51'E 122 TO THE POB, S 86 DEG 51'E
Legal Range	18W
Legal Township	01S
Legal Section	21
Legal Subdivision	ACREAGE & UNREC
Legal Block	2
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3037
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5682 STATE HIGHWAY 20 E, FREEPORT, FL 32439-6024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Mar 28, 2006 · Amount on Record
Deed Document Number	20210041482
Deed Book / Page	3212 / 1727
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 18, 2021
Property Address	5682 STATE HIGHWAY 20 E, FREEPORT, FL 32439-6024
Document Number	0032121727
Book / Page	3212 / 1727
Instrument Date	Aug 13, 2021
Instrument	20210041482
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 STEPHENS STATE PARK RD, 182, HACKETTSTOWN, NJ 07840-5007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 S 3RD ST, SANTA ROSA BEACH, FL 32459-3956

Mortgage

Document Number	0032121729
Date	Aug 18, 2021
Instrument	3212/1729

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$249,598 (+3.68%) Land $25,000 Building $224,598	$249,598 (+3.68%) Land $25,000 Building $224,598
2024	$2,175.00 (+6.15%)
2023	$2,049.00 (+8.41%)	$240,730 (+13.2%) Land $6,323 Building $234,407	$240,730 (+13.2%) Land $6,323 Building $234,407
2022	$1,890.00	$212,664 Land $7,019 Building $205,645	$212,664 Land $7,019 Building $205,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Hwy 20 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures