57035 Elk Dr, Bend, OR 97707 Property Records

Deschutes County property record for 57035 Elk Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1973
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Mar 2025)
Tax Bill	$3,719 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`201105-AC-02900`

Property Details

APN / Parcel Number

Primary APN	`201105-AC-02900`
Alternative APNs	`R1095201105A016300` `138267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,420 sqft Living Area
1st Floor Area	1,028 sqft
2nd Floor Area	392 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Roof Type	Gable
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Deck Area	420 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	138267
Street Address	57035 ELK DR
City	BEND
State	OR
Zip	97707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SURS
Legal Description	FOREST PARK II BLOCK 5 LOT 1
Legal Range	11
Legal Township	20
Legal Section	05
Legal Subdivision	FOREST PARK II
Legal Block	5
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1034
Census Tract	403

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16207 NE 22ND AVE, RIDGEFIELD, WA 98642-6930
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Oct 15, 2024	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Mar 21, 2025	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Aug 21, 2023	Intrafamily Transfer, Transfer
Nov 1, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2025 · Amount on Record
Deed Sale	Mar 21, 2025 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	20256638
Prior Transfer Date	Aug 8, 2023
Prior Transfer Doc	0000020646
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Apr 22, 2026
Property Address	57035 ELK DR, BEND, OR 97707
Document Number	0000011848
Instrument Date	Apr 16, 2026
Instrument	202611848
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	16207 NE 22ND AVE, RIDGEFIELD, WA 98642-6930

Mortgage

Document Number	0000011848,
Date	Apr 22, 2026
Instrument	202611848

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	57035 ELK DR, SUNRIVER, OR 97707
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026843
Date	Oct 15, 2024
Instrument	2024-26843

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jul 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 21, 2025
Property Address	57035 ELK DR, SUNRIVER, OR 97707
Document Number	0000006638
Instrument Date	Mar 19, 2025
Instrument	2025-06638
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16207 NE 22ND AVE, RIDGEFIELD, WA 98642-6930

Mortgage

Document Number	0000006639
Date	Mar 21, 2025
Instrument	2025-06639

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Aug 21, 2023
Property Address	57035 ELK DR, SUNRIVER, OR 97707
Document Number	0000020646
Instrument Date	Aug 8, 2023
Instrument	2023-20646
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	60944 CREEKSTONE LOOP, BEND, OR 97702-2797

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 1, 2017
Property Address	57035 ELK DR, SUNRIVER, OR 97707
Document Number	0000044039
Instrument Date	Sep 12, 2017
Instrument	2017-44039
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5800 OLD MOODY RD, THE DALLES, OR 97058-9637

Mortgage

Document Number	0000044040
Date	Nov 1, 2017
Instrument	2017-44040

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,719.00 (+4.41%)	$241,130 (+3%)	$761,450 (+2.09%) Land $481,000 Building $280,450
2024	$3,562.00 (+3.16%)	$234,110 (+3%)	$745,840 (-0.11%) Land $441,000 Building $304,840
2023	$3,453.00 (+4.16%)	$227,300 (+6.09%)	$746,690 (+71.55%) Land $441,000 Building $305,690
2022	$3,315.00	$214,260	$435,250 Land $201,000 Building $234,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRIVER WATER LLC/SUNRIVER UTILITIES private · serves 4,300 people · EPA ID OR4100846
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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