54457 Elk Dr, Bend, OR 97707 Property Records

Deschutes County property record for 54457 Elk Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	1,487 sqft · built 2021
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Feb 2021)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`211003 C0 06201`

Property Details

APN / Parcel Number

Primary APN	`211003 C0 06201`
Alternative APNs	`R1023211003C006201` `206517`

Interior

Stories	2 Stories
Building Area	1,487 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	22,651 sqft (0.519 acres)

Location & Zoning

Account Number	206517
Old Parcel Number	R1023211003C006201
Street Address	54457 ELK DR
City	BEND
State	OR
Zip	97707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 BLK:67 SUBD:DESCHUTES RIVER RECREATION HOMESITES UNI SEC/TWN/RNG/MER:SEC 03 TWN 21 RNG 10 MAP REF:211003-C0
Legal Range	10E
Legal Township	21S
Legal Section	03
Legal Quarter	SW
Legal Subdivision	DESCHUTES RIVER RECREATION HOMESITES UNI
Legal Block	67
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1021
Census Tract	202

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	54457 ELK DR, BEND, OR 97707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OREGON HOUSING AND COMMUNITY SERVICES
Aug 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Oct 19, 2021	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Feb 8, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Jun 10, 2004 · Amount on Record
Deed Document Number	2021-08205
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	54457 ELK DR, BEND, OR 97707-2627
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54457 ELK DR, BEND, OR 97707-2627

Mortgage

Document Number	0000031741
Date	Dec 29, 2023
Instrument	2023-31741

Lender

Name	OREGON HOUSING AND COMMUNITY SERVICES
Type	Government Agency
Address	SALEM, OR 97301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	54457 ELK DR, BEND, OR 97707-2627
Transaction Type	Mortgage
Record Updated	Nov 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SE DELL LN, BEND, OR 97702-1638

Mortgage

Document Number	0000030284
Date	Aug 5, 2022
Instrument	2022-30284

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	54457 ELK DR, BEND, OR 97707-2627
Transaction Type	Mortgage
Record Updated	Nov 28, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058976
Date	Oct 19, 2021
Instrument	2021-58976

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 8, 2021
Property Address	54457 ELK DR, BEND, OR 97707-2627
Document Number	0000008205
Instrument Date	Feb 5, 2021
Instrument	2021-08205
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	388 SE DELL LN, BEND, OR 97702-1638

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,588.00 (+4.21%)	$198,170 (+3%)	$631,730 (+11.01%) Land $106,850 Building $524,880
2024	$3,443.00 (+2.32%)	$192,400 (+3%)	$569,090 (-3.03%) Land $116,610 Building $452,480
2023	$3,365.00	$186,800	$586,880 Land $100,340 Building $486,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 79% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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